Boone County property record for 4104 Congo Cir, Columbia, MO 65202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,426 sqft · built 2005 |
| Lot Size | 0.221 acres (9,655 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,255 (Mar 2023) |
| Tax Bill | $3,032 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Mar 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-904-00-08-184-00 |
| Primary APN | 11-904-00-08-184-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,426 sqft Living Area |
| 1st Floor Area | 1,626 sqft |
| Basement Area | 435 sqft |
| Finished Basement | 435 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 9,655 sqft (0.221 acres) |
| Lot Dimensions | 147 ft deep x 65.5 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 144 sqft |
| Patio Area | 100 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 4104 CONGO CIR |
|---|---|
| City | COLUMBIA |
| State | MO |
| Zip | 65202-6213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | VANDERVEEN CROSSING PLAT 6 LOT 201 |
| Legal Range | 13W |
| Legal Township | 49N |
| Legal Section | 36 |
| Legal Subdivision | VANDERVEEN CROSSING |
| Legal Block | A01 |
| Legal Lot Number | 201 |
| Jurisdiction | BOONE MO |
| Township / Civil Division | MISSOURI |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1401 |
4104 Congo Cir is owned and occupied by two individuals who bought it in March 2023.
Source: Boone County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4104 CONGO CIR, COLUMBIA, MO 65202-6213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Mar 25, 2022 | Warranty Deed, Transfer |
| Feb 14, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 16, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 28, 2020 | Affidavit of Death, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on File |
| Deed Sale | Mar 27, 2023 · Amount on File |
| Prior Sale | Mar 25, 2022 |
| Deed Document Number | 20234180 |
| Deed Book / Page | 5729 / 78 |
| Prior Transfer Date | Apr 23, 2021 |
| Prior Transfer Doc | 0000013062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Mar 27, 2023 |
| Property Address | 4104 CONGO CIR, COLUMBIA, MO 65202-6213 |
| Document Number | 0000004180 |
| Book / Page | 5729 / 78 |
| Map Reference | MB 34 PG 88 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 2023004180 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6400 E KARIN CT, COLUMBIA, MO 65202-9351 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4104 CONGO CIR, COLUMBIA, MO 65202-6213 |
| Document Number | 0000004181 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 2023004181 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 9.37% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Mar 25, 2022 |
| Property Address | 4104 CONGO CIR, COLUMBIA, MO 65202-6213 |
| Document Number | 0000006474 |
| Book / Page | 5597 / 130 |
| Map Reference | MB 34 PG 88 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2022006474 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4104 CONGO CIR, COLUMBIA, MO 65202-6213 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 4104 CONGO CIR, COLUMBIA, MO 65202-6213 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018002563 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 4857/0120 |
| Instrument | 2018002563 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 4104 CONGO CIR, COLUMBIA, MO 65202-6213 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018002780 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 4858/0158 |
| Instrument | 2018002780 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jan 24, 2038 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Apr 28, 2020 |
| Property Address | 4104 CONGO CIR, COLUMBIA, MO 65202-6213 |
| Document Number | 0000008094 |
| Book / Page | 005174 / 000118 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 8094 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4104 CONGO CIR COLUMBIA MO 652026213, COLUMBIA, MO 65202-6213 |
The 2025 property tax bill for 4104 Congo Cir was $3,032.
Source: Boone County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Boone County |
| Municipality | Columbia City |
| Unified School District | Columbia 93 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,303 (-) Land $6,650 Building $39,653 | ||
| 2025 | $3,032.00 | $46,303 Land $6,650 Building $39,653 | $243,700 Land $35,000 Building $208,700 |
| 2023 | $2,705.00 (+8.16%) | $40,432 Land $6,650 Building $33,782 | $212,800 Land $35,000 Building $177,800 |
| 2022 | $2,501.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4104 Congo Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4104 Congo Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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