4113 Congo Cir, Columbia, MO 65202 Property Records

Boone County property record for 4113 Congo Cir, Columbia, MO 65202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 2002
Lot Size	0.229 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,559 (Jan 2026)
Tax Bill	$2,149 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-904-00-08-196-00`

Property Details

APN / Parcel Number

Primary APN	`11-904-00-08-196-00`
Alternative APN	`11-904-00-08-196.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,613 sqft Living Area
1st Floor Area	1,613 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	4113 CONGO CIR
City	COLUMBIA
State	MO
Zip	65202-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VANDERVEEN CROSSING PLAT 6 LOT 213
Legal Range	13W
Legal Township	49N
Legal Section	36
Legal Subdivision	VANDERVEEN CROSSING
Legal Block	A01
Legal Lot Number	213
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	1
Census Block	1002
Census Tract	1401

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4113 CONGO CIR, COLUMBIA, MO 65202-6214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 10, 2019	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on Record
Deed Sale	Jan 26, 2026 · Amount on Record
Prior Sale	Apr 21, 2025 · Amount on Record
Deed Document Number	20261492
Deed Book / Page	6103 / 49
Prior Transfer Date	Jan 20, 2026
Prior Transfer Doc	0000001492
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jan 26, 2026
Property Address	4113 CONGO CIR, COLUMBIA, MO 65202-6214
Document Number	0000001492
Book / Page	6103 / 49
Map Reference	MB 34 PG 88
Instrument Date	Jan 20, 2026
Instrument	2026001492
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	BOONE CENTRAL TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4113 CONGO CIR, COLUMBIA, MO 65202-6214

Mortgage

Document Number	0000001493
Date	Jan 26, 2026
Instrument	2026001493

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	4113 CONGO CIR, COLUMBIA, MO 65202-6214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012501
Date	Jul 10, 2019
Book Page	5047/0124
Instrument	2019012501

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,832 (-) Land $4,370 Building $28,462
2025	$2,149.00 (+12.04%)	$32,832 (+14.51%) Land $4,370 Building $28,462	$172,800 (+14.51%) Land $23,000 Building $149,800
2023	$1,918.00 (+8.18%)	$28,671 Land $4,370 Building $24,301	$150,900 Land $23,000 Building $127,900
2022	$1,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Socket Telecom.

Nearby Properties on Congo Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures