Boone County property record for 4106 Congo Cir, Columbia, MO 65202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,494 sqft · built 2005 |
| Lot Size | 0.235 acres (10,273 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $361,760 (Aug 2022) |
| Tax Bill | $3,244 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-904-00-08-185-00 |
| Primary APN | 11-904-00-08-185-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,494 sqft Living Area |
| 1st Floor Area | 1,542 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 10,273 sqft (0.235 acres) |
| Lot Dimensions | 156 ft deep x 65.5 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 220 sqft |
| Patio Area | 120 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 4106 CONGO CIR |
|---|---|
| City | COLUMBIA |
| State | MO |
| Zip | 65202-6213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | VANDERVEEN CROSSING PLAT 6 LOT 202 |
| Legal Range | 13W |
| Legal Township | 49N |
| Legal Section | 36 |
| Legal Subdivision | VANDERVEEN CROSSING |
| Legal Block | A01 |
| Legal Lot Number | 202 |
| Jurisdiction | BOONE MO |
| Township / Civil Division | MISSOURI |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1401 |
Source: Boone County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4106 CONGO CIR, COLUMBIA, MO 65202-6213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Aug 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| May 6, 2021 | Warranty Deed, Transfer · Line of Credit JEFFERSON BANK OF MISSOURI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on Record |
| Deed Sale | Aug 25, 2022 · Amount on Record |
| Prior Sale | May 6, 2021 · Amount on Record |
| Deed Document Number | 202218670 |
| Deed Book / Page | 5666 / 30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE MO |
| Property Address | 4106 CONGO CIR, COLUMBIA, MO 65202-6213 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4106 CONGO CIR, COLUMBIA, MO 65202-6213 |
| Document Number | 0000003709 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 6117/86 |
| Instrument | 2026003709 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 2, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 9.62% |
| Index | 1-Year CMT |
| Max Rate | 12.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | Aug 25, 2022 |
| Property Address | 4106 CONGO CIR, COLUMBIA, MO 65202-6213 |
| Document Number | 0000018670 |
| Book / Page | 5666 / 30 |
| Map Reference | MB 34 PG 88 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022018670 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4106 CONGO CIR, COLUMBIA, MO 65202-6213 |
| Document Number | 0000018671 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 2022018671 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE MO |
| Recording Date | May 6, 2021 |
| Property Address | 4106 CONGO CIR, COLUMBIA, MO 65202-6213 |
| Document Number | 0000013513 |
| Book / Page | 5423 / 98 |
| Instrument Date | May 3, 2021 |
| Instrument | 2021013513 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 E BROADWAY STE 150, 150, COLUMBIA, MO 65203-4209 |
| Document Number | 0000013514 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 5423/99 |
| Instrument | 2021013514 |
| Name | JEFFERSON BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Boone County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Boone County |
| Municipality | Columbia City |
| Unified School District | Columbia 93 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,552 (-) Land $6,650 Building $42,902 | ||
| 2025 | $3,244.00 (+12.06%) | $49,552 (+14.49%) Land $6,650 Building $42,902 | $260,800 (+14.49%) Land $35,000 Building $225,800 |
| 2023 | $2,895.00 (+8.1%) | $43,282 Land $6,650 Building $36,632 | $227,800 Land $35,000 Building $192,800 |
| 2022 | $2,678.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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