4108 Whisper Pt, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 4108 Whisper Pt, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,707 sqft · built 2005
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Dec 2020)
Tax Bill	$4,438 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3563202501800000`

Property Details

APN / Parcel Number

Primary APN	`1G3563202501800000`
Alternative APNs	`000000112422` `000000251391` `000000306312` `112422`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,707 sqft Living Area
Gross Area	2,155 sqft
1st Floor Area	1,707 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4108 WHISPER PT
City	SCHERTZ
State	TX
Zip	78108-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 BLOCK 25 LOT 18
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2
Legal Tract	18
Legal Block	25
Legal Lot Number	18
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3000
Census Tract	210613

Owner

Source: Guadalupe County records · APN 1G3563202501800000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5606 MUMFORD PATH, SAN ANTONIO, TX 78228-3528
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Dec 16, 2020
Deed Document Number	202099036572
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	0099036572
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Dec 16, 2020
Property Address	4108 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0000036572
Instrument Date	Dec 11, 2020
Instrument	36572
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4108 WHISPER POINT PT SCHERTZ TX 78154, SCHERTZ, TX 78154

Mortgage

Document Number	36573
Date	Dec 16, 2020
Instrument	36573

Lender

Name	LEGACY MUTUAL MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78231

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,569 (+2.29%) Land $40,703 Building $195,866	$236,569 (+2.29%) Land $40,703 Building $195,866
2025	$4,438.00 (+59.64%)	$231,262 (-14.08%) Land $28,726 Building $202,536	$231,262 (-14.08%) Land $28,726 Building $202,536
2024	$2,780.00 (-0.11%)
2023	$2,783.00 (-31.64%) Homeowner's exemption Senior Citizen's exemption	$269,148 Land $40,007 Building $229,141	$269,148 Land $40,007 Building $229,141
2022	$4,071.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Verizon.

Based on FCC filings for 328 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SCHERTZ serves 41,948 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.