4101 Whisper Pt, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 4101 Whisper Pt, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,000 sqft · built 2004
Lot Size	0.158 acres (6,890 sqft)
Owner	2 Individual Names on File
Last Sale	$121,400 (Feb 2019)
Tax Bill	$2,015 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3563202901800000`

Property Details

APN / Parcel Number

Primary APN	`1G3563202901800000`
Alternative APNs	`000000112411` `000000229713` `000000306646` `112411`

Interior

Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	2,000 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,890 sqft (0.158 acres)
Lot Dimensions	107 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4101 WHISPER PT
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 BLOCK 29 LOT 18
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2
Legal Tract	18
Legal Block	29
Legal Lot Number	18
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3018
Census Tract	210613

Owner

Source: Guadalupe County records · APN 1G3563202901800000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4101 WHISPER PT, SCHERTZ, TX 78154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Deed Document Number	201999003582
Prior Transfer Date	Jan 18, 2019
Prior Transfer Doc	0099003582
Record Updated	Sep 20, 2026

February 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	GUADALUPE TX
Recording Date	Feb 19, 2019
Property Address	4101 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0000003582
Instrument Date	Jan 18, 2019
Instrument	3582
Transaction Type	Mortgage
Record Updated	Nov 06, 2019
Title Company	NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 WHISPER PT SCHERTZ TX 781082267, SCHERTZ, TX 78108-2267

Mortgage

Document Number	3583
Date	Feb 19, 2019
Instrument	3583

Lender

Name	SECURITY SVC FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 18, 2034

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,265 (+2.84%) Land $45,050 Building $226,215	$271,265 (+2.84%) Land $45,050 Building $226,215
2025	$2,015.00 (-30.01%) Homeowner's exemption Senior Citizen's exemption	$263,767 (-12.94%) Land $33,134 Building $230,633	$263,767 (-12.94%) Land $33,134 Building $230,633
2024	$2,879.00 (-0.14%)
2023	$2,883.00 (-38.85%) Homeowner's exemption Senior Citizen's exemption	$302,956 Land $45,225 Building $257,731	$302,956 Land $45,225 Building $257,731
2022	$4,715.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Valley Telephone Cooperative, Inc. (TX).

Based on FCC filings for 547 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SCHERTZ serves 41,948 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.