4104 Whisper Pt, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 4104 Whisper Pt, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,000 sqft · built 2005
Lot Size	0.126 acres (5,502 sqft)
Owner	Company Name on Record
Tax Bill	$5,092 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1G-3563-2025-01900-000`

Property Details

APN / Parcel Number

Primary APN	`1G-3563-2025-01900-000`
Alternative APNs	`000000112423` `000000243970` `000000276887`

Interior

Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	2,000 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	30 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Account Number	000000276887
Old Parcel Number	1G3563202501900000
Street Address	4104 WHISPER PT
City	SCHERTZ
State	TX
Zip	78108-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 BLOCK 25 LOT 19
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2
Legal Tract	19
Legal Block	25
Legal Lot Number	19
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3000
Census Tract	210613

Owner

Source: Guadalupe County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	304 RIVER PARK DR, NEW BRAUNFELS, TX 78130-3569
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Unknown BANK OF AMERICA NA
Sep 15, 2022	Warranty Deed, Transfer
Aug 12, 2022	Special Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jan 18, 2018	Grant Deed, Transfer STEWART TITLE, FEDEX-STEWART TITLE
Jun 12, 2017	Warranty Deed, Transfer HPA TEXAS LENDING LLC
May 31, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022
Deed Sale	Sep 15, 2022
Prior Sale	Aug 12, 2022
Deed Document Number	202299029091
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	4104 WHISPER PT, SCHERTZ, TX 78108-2267
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0099040559
Date	Nov 29, 2021
Instrument	202199040559

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	NEW YORK, NY 10036

Agreement

Type	Unknown
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Sep 15, 2022
Property Address	4104 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0099029091
Map Reference	VOL 6 PG 609
Instrument Date	Sep 12, 2022
Instrument	202299029091
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 RIVER PARK DR, NEW BRAUNFELS, TX 78130-3569

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Aug 12, 2022
Property Address	4104 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0099024915
Map Reference	VOL 6 PG 609&610
Instrument Date	Oct 20, 2021
Instrument	202299024915
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jan 18, 2018
Property Address	4104 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0000001136
Instrument Date	Dec 21, 2017
Instrument	1136
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	STEWART TITLE, FEDEX-STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jun 12, 2017
Property Address	4104 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0000013019
Map Reference	VOL6 PG609-610
Instrument Date	May 30, 2017
Instrument	2017013019
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4104 WHISH POINT, 4104, SCHERTZ, TX 78154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 N STYEVEN AVE 3650, CHICAGO, IL 60601
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013020
Date	Jun 12, 2017
Instrument	2017013020

Lender

Name	HPA TEXAS LENDING LLC
Type	Lending Institution

Agreement

Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	May 31, 2017
Property Address	4104 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0000012120
Instrument Date	May 30, 2017
Instrument	12120
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 WILLOW RUN CIBOLO TX 781082305, CIBOLO, TX 78108-2305

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$235,000 (-8.09%) Land $28,726 Building $206,274	$235,000 (-8.09%) Land $28,726 Building $206,274
2024	$5,092.00 (+2.17%)
2023	$4,984.00 (-8.92%)	$255,684 Land $40,007 Building $215,677	$255,684 Land $40,007 Building $215,677
2022	$5,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Verizon.

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