4100 Whisper Pt, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 4100 Whisper Pt, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,109 sqft · built 2004
Lot Size	0.146 acres (6,342 sqft)
Owner	2 Individual Names on File
Last Sale	$367,500 (Mar 2022)
Tax Bill	$3,851 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3563202502000000`

Property Details

APN / Parcel Number

Primary APN	`1G3563202502000000`
Alternative APNs	`000000112424` `000000269690` `112424`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,109 sqft Living Area
Gross Area	3,708 sqft
1st Floor Area	1,377 sqft
2nd Floor Area	1,732 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,342 sqft (0.146 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	278 sqft
Storage Building	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4100 WHISPER PT
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 BLOCK 25 LOT 20
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2
Legal Tract	20
Legal Block	25
Legal Lot Number	20
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3000
Census Tract	210613

Owner

Source: Guadalupe County records · APN 1G3563202502000000

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4100 WHISPER PT, SCHERTZ, TX 78108-2267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Oct 23, 2015 · Amount on Record
Deed Document Number	202210256
Prior Transfer Date	Oct 21, 2015
Prior Transfer Doc	0000021899
Record Updated	Sep 20, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Mar 31, 2022
Property Address	4100 WHISPER PT, SCHERTZ, TX 78108-2267
Document Number	0099010256
Map Reference	VOL 8 PG 609
Instrument Date	Mar 30, 2022
Instrument	202299010256
Transaction Type	Transfer
Record Updated	Nov 03, 2025
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 WHISPER PT, SCHERTZ, TX 78108-2267
Investor	Possibly a Property Investor

Mortgage

Document Number	0099010257
Date	Mar 31, 2022
Instrument	202299010257

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,407 (+1%) Land $43,232 Building $283,486	$326,718 (+11.82%) Land $43,232 Building $283,486
2025	$3,851.00 (-33.43%) Homeowner's exemption Veteran's exemption	$292,188 (-13.2%) Land $31,342 Building $260,846	$292,188 (-13.2%) Land $31,342 Building $260,846
2024	$5,785.00 (+7.03%)
2023	$5,405.00 (+6.08%) Homeowner's exemption	$336,619 Land $43,075 Building $293,544	$336,619 Land $43,075 Building $293,544
2022	$5,095.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Verizon.

Based on FCC filings for 328 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SCHERTZ serves 41,948 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.