Orange County property record for 4108 Costero Risco, San Clemente, CA 92673 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2001 |
| Square Footage | 4,085 sqft Living Area |
| Lot Size | 15,036 sqft (0.345 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,375,000 (2007) |
| Tax Bill | $18,219.00 (2025) |
Source: Orange County records · APN 678-143-32
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4108 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Oct 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC |
| Jan 03, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK |
| Dec 18, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2007 · Amount on Record |
| Deed Sale | Aug 09, 2007 · Amount on Record |
| Prior Sale | Nov 19, 2014 |
| Deed Doc Number | 0000498962 |
| Last Transfer Date | Sep 29, 2015 |
| Transfer Doc | 0000496339 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4108 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 4108 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000612822 |
|---|---|
| Date | Oct 05, 2021 |
| Instrument | 2021000612822 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 01, 2036 |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4108 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000001609 |
|---|---|
| Date | Jan 03, 2018 |
| Instrument | 2018000001609 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, CA 90712 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4108 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4108 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000751014 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020000751014 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, CA 90712 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $18,219.00 (+9.57%) Disabled Person's exemption Veteran's exemption | $1,883,499 (+10.22%) Land $1,029,232 Building $854,267 |
| 2023 | $16,627.00 (+6.11%) Disabled Person's exemption Veteran's exemption | $1,708,877 Land $989,264 Building $719,613 |
| 2022 | $15,669.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 678-143-32 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,085 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Lot Area | 15,036 sqft (0.345 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 663 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Street Address | 4108 COSTERO RISCO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-6408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 15866 BLK LOT 12 |
| Legal Tract | 15866 |
| Legal Lot Number | 12 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 42112 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures