4116 Costero Risco, San Clemente, CA 92673 Property Records

Orange County property record for 4116 Costero Risco, San Clemente, CA 92673 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,085 sqft · built 2001
Lot Size	0.358 acres (15,636 sqft)
Owner	Individual Name on File
Last Sale	$1,565,000 (Aug 2020)
Tax Bill	$18,076 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`678-143-28`

Property Details

APN / Parcel Number

Primary APN	`678-143-28`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	4,085 sqft Living Area

Exterior

Year Built	Built 2001
Lot Area	15,636 sqft (0.358 acres)
Garage Area	663 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4116 COSTERO RISCO
City	SAN CLEMENTE
State	CA
Zip	92673-6408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15866 BLK LOT 16
Legal Tract	15866
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3005
Census Tract	42112

Owner

Source: Orange County records · APN 678-143-28

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4116 COSTERO RD, SAN CLEMENTE, CA 92673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Dec 10, 2010
Deed Document Number	2020000411264
Record Updated	Jun 08, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 14, 2020
Property Address	4116 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Document Number	0000411264
Map Reference	MB 801 PG 37-42
Instrument Date	Jul 22, 2020
Instrument	2020000411264
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	18 S PORTOLA, LAGUNA BEACH, CA 92651-6719

Mortgage

Document Number	0000411265
Date	Aug 14, 2020
Instrument	2020000411265

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.1%
Type Change Date	Sep 01, 2030
Change Frequency	Monthly
Index	1-Year CMT

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$18,076.00 (+3.65%)	$1,694,005 (+4.04%) Land $1,007,441 Building $686,564
2023	$17,439.00 (+1.85%)	$1,628,226 Land $968,322 Building $659,904
2022	$17,123.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590421123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.