Orange County property record for 4106 Costero Risco, San Clemente, CA 92673 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,996 sqft · built 2001 |
| Lot Size | 0.328 acres (14,329 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,380,000 (Apr 2020) |
| Tax Bill | $16,212 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 678-143-33 |
| Primary APN | 678-143-33 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,996 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Lot Area | 14,329 sqft (0.328 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 4106 COSTERO RISCO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-6408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15866 BLK LOT 11 |
| Legal Tract | 15866 |
| Legal Lot Number | 11 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 42112 |
Source: Orange County records · APN 678-143-33
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4106 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 02, 2020 | Grant Deed, Transfer · Conventional Mortgage BBVA USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2020 · Amount on Record |
| Deed Sale | Apr 02, 2020 · Amount on Record |
| Prior Sale | Mar 05, 2003 |
| Deed Document Number | 2020000150183 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4106 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4106 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000731302 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 2021000731302 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 02, 2020 |
| Property Address | 4106 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000150183 |
| Map Reference | MB 801 PG 37-42 |
| Instrument Date | Mar 09, 2020 |
| Instrument | 2020000150183 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4106 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408 |
| Document Number | 0000150184 |
|---|---|
| Date | Apr 02, 2020 |
| Instrument | 2020000150184 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $16,212.00 (+3.62%) | $1,509,228 (+4.04%) Land $858,837 Building $650,391 |
| 2023 | $15,646.00 (+1.84%) | $1,450,624 Land $825,487 Building $625,137 |
| 2022 | $15,364.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590421123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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