4102 Costero Risco, San Clemente, CA 92673 Property Records

Orange County property record for 4102 Costero Risco, San Clemente, CA 92673 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2001
Square Footage4,085 sqft Living Area
Lot Size10,364 sqft (0.237 acres)
OccupancyOwner Occupied
Last Sale$678,000 (2002)
Tax Bill$7,991.00 (2025)

Owner

Source: Orange County records · APN 678-143-35

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address4102 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
SCHOOLSFIRST FCU
Nov 21, 2025Intrafamily Transfer, Transfer
Nov 05, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Nov 08, 2017Quit Claim Deed, Transfer
PRIME LNDG

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJun 28, 2002 · Amount on Record
Deed SaleJun 28, 2002 · Amount on Record
Prior SaleNov 05, 2020
Deed Doc Number0000545875
Last Transfer DateNov 21, 2025
Transfer Doc0000326304
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4102 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4102 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408

Mortgage

Document Number0000015990
DateJan 21, 2026
Instrument2026000015990
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJan 16, 2046

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateNov 21, 2025
Property Address4102 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Document Number0000326304
Map ReferenceMB 801 PG 37-42
Instrument DateOct 11, 2025
Instrument2025000326304
Transaction TypeTransfer
Record UpdatedDec 08, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4102 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateNov 05, 2020
Property Address4102 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Document Number0000637237
Map ReferenceMB 801 PG 37-42
Instrument DateOct 21, 2020
Instrument2020000637237
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4102 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408

Mortgage

Document Number0000637238
DateNov 05, 2020
Instrument2020000637238
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateNov 08, 2017
Property Address4102 COSTERO RISCO, SAN CLEMENTE, CA 92673-6408
Document Number0000473607
Instrument DateNov 03, 2017
Instrument473607
Transaction TypeTransfer
Record UpdatedNov 15, 2017
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4102 COSTERO RISCO SAN CLEMENTE CA 926736408, SAN CLEMENTE, CA 92673-6408

Mortgage

Document Number473608
DateNov 08, 2017
Instrument473608
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
AmountAmount Recorded
Term360 Months
DueNov 07, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,991.00 (+3.38%) Homeowner's exemption$700,971 (+4.04%) Land $310,076 Building $390,895
2023$7,730.00 (+1.75%) Homeowner's exemption$673,752 Land $298,035 Building $375,717
2022$7,597.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN678-143-35

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area4,085 sqft Living Area

Exterior

Year BuiltBuilt 2001
Lot Area10,364 sqft (0.237 acres)
Parking Spaces3 Parking Spaces
Garage Area663 sqft Garage

Location & Zoning

Street Address4102 COSTERO RISCO
CitySAN CLEMENTE
StateCA
Zip92673-6408
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN TR 15866 BLK LOT 9
Legal Tract15866
Legal Lot Number9
JurisdictionORANGE CA
Minor Civil DivisionSOUTH COAST
Census Blockgroup3
Census Block3005
Census Tract42112

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