Sarasota County property record for 4107 Tern St, Sarasota, FL 34232
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 808 sqft · built 1984 |
| Lot Size | 0.19 acres (8,304 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Dec 2008) |
| Tax Bill | $710 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2021 Mortgage + 1 more |
| APN | 0061-07-0023 |
| Primary APN | 0061-07-0023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 808 sqft Living Area |
| 1st Floor Area | 808 sqft |
| 2nd Floor Area | 360 sqft |
| Upper Floors Area | 360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,304 sqft (0.19 acres) |
| Lot Dimensions | 108 ft deep x 70 ft wide |
| Garage Type | Mixed |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4107 TERN ST |
|---|---|
| City | SARASOTA |
| State | FL |
| Zip | 34232-4947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3 |
| Legal Description | LOT 429 SARASOTA SPRINGS UNIT 4 |
| Legal Range | 18E |
| Legal Township | 36S |
| Legal Section | 34 |
| Legal Subdivision | SARASOTA SPRINGS UNIT 04 |
| Legal Tract | 1155 |
| Legal Lot Number | 429 |
| Legal Unit | 4 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1504 |
4107 Tern St is owned and occupied by an individual who bought it in December 2008.
Source: Sarasota County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4107 TERN ST, SARASOTA, FL 34232-4947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2008 · Amount on File |
| Deed Sale | Dec 29, 2008 · Amount on File |
| Prior Sale | Apr 9, 2008 |
| Deed Document Number | 2008166684 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4107 TERN ST, SARASOTA, FL 34232-4947 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4107 TERN ST, SARASOTA, FL 34232-4947 |
| Document Number | 0000119135 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021119135 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4107 TERN ST, SARASOTA, FL 34232-4947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4107 TERN ST, SARASOTA, FL 34232-4947 |
| Document Number | 0000003374 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021003374 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 4107 TERN ST, SARASOTA, FL 34232-4947 |
| Document Number | 0000156877 |
| Instrument Date | Dec 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4107 TERN ST SARASOTA FL 342324947, SARASOTA, FL 34232-4947 |
| Document Number | 0000156877 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 156877 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2047 |
The 2025 property tax bill for 4107 Tern St was $710 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $710.00 Homeowner's exemption | $98,922 | $252,600 Land $113,600 Building $139,000 |
| 2023 | $1,337.00 (+5.52%) Homeowner's exemption | $93,334 (+3%) | $268,600 (+5.91%) Land $102,500 Building $166,100 |
| 2022 | $1,267.00 Homeowner's exemption | $90,616 | $253,600 Land $100,600 Building $153,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 4107 Tern St; there have been 4 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (2003–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4107 Tern St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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