4131 Tern St, Sarasota, FL 34232 Property Records

Sarasota County property record for 4131 Tern St, Sarasota, FL 34232

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,611 sqft · built 1976
Lot Size	0.172 acres (7,503 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2020)
Tax Bill	$1,983 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
APN	`0061-08-0091`

Property Details

APN / Parcel Number

Primary APN	`0061-08-0091`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,611 sqft Living Area
1st Floor Area	1,611 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,503 sqft (0.172 acres)
Lot Dimensions	106 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4131 TERN ST
City	SARASOTA
State	FL
Zip	34232-4947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	LOT 433 SARASOTA SPRINGS UNIT 4
Legal Range	18E
Legal Township	36S
Legal Section	34
Legal Subdivision	SARASOTA SPRINGS UNIT 04
Legal Tract	1155
Legal Lot Number	433
Legal Unit	4
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	2
Census Block	2006
Census Tract	1504

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4131 TERN ST, SARASOTA, FL 34232-4947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Apr 26, 2004 · Amount on Record
Deed Document Number	2020143356
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Oct 15, 2020
Property Address	4131 TERN ST, SARASOTA, FL 34232-4947
Document Number	0000143356
Map Reference	MB 8 PG 8
Instrument Date	Oct 1, 2020
Instrument	2020143356
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	AMROCK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6711 MAYBOLE PL, 6711, TEMPLE TERRACE, FL 33617-3831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4131 TERN ST, SARASOTA, FL 34232-4947

Mortgage

Document Number	0000143357
Date	Oct 15, 2020
Instrument	2020143357

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,983.00 (-21.78%) Homeowner's exemption	$209,816 (+5.99%)	$234,500 (-7.6%) Land $108,700 Building $125,800
2023	$2,535.00 (+3.77%) Homeowner's exemption	$197,964 (+3%)	$253,800 (+5.35%) Land $98,100 Building $155,700
2022	$2,443.00 Homeowner's exemption	$192,198	$240,900 Land $96,300 Building $144,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (2003–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20