Baltimore City property record for 4103 W Cold Spring Ln, Baltimore, MD 21215
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,584 sqft · built 1995 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Jan 2019) |
| Tax Bill | $4,359 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2019 Sale & Mortgage |
| APN | 15-20-2716-020 |
| Primary APN | 15-20-2716-020 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 432 sqft |
| Finished Basement | 432 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Built-Up Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Porch | Open Porch |
| Porch Area | 102 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 202716 020 |
|---|---|
| Street Address | 4103 W COLD SPRING LN |
| City | BALTIMORE |
| State | MD |
| Zip | 21215-4960 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-4 |
| Legal Description | 0.120 ACRES |
| Legal Subdivision | PARK WEST |
| Legal Block | 2716 |
| Legal Lot Number | 20 |
| Jurisdiction | BALTIMORE CITY MD |
| Township / Civil Division | BALTIMORE |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 151000 |
Source: Baltimore City assessment roll, APN 15-20-2716-020, as of July 14, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4103 W COLD SPRING LN, BALTIMORE, MD 21215-4960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 06, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Jan 08, 2019 | Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2019 · Amount on Record |
| Deed Sale | Jan 08, 2019 · Amount on Record |
| Prior Sale | Aug 10, 2016 · Amount on Record |
| Deed Book / Page | 20781 / 411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Property Address | 4103 W COLD SPRING LN, BALTIMORE, MD 21215-4960 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0223820034 |
|---|---|
| Date | Nov 06, 2020 |
| Book Page | 22382/34 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE CITY MD |
| Recording Date | Jan 08, 2019 |
| Property Address | 4103 W COLD SPRING LN, BALTIMORE, MD 21215-4960 |
| Document Number | 0207810411 |
| Book / Page | 20781 / 411 |
| Map Reference | LB SEB3457 |
| Instrument Date | Dec 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | GREENWOOD TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 00000 |
| Document Number | 0020781420 |
|---|---|
| Date | Jan 08, 2019 |
| Instrument | 20781/420 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
Source: Baltimore City assessment roll as of July 14, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Baltimore City |
| Unified School District | Baltimore City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,359.00 (+7.47%) | $185,600 (+7.99%) Land $25,000 Building $160,600 | $185,600 (-) Land $25,000 Building $160,600 |
| 2023 | $4,056.00 | $171,867 | $185,600 Land $25,000 Building $160,600 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 245101510005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1979–1984) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 1984 · river or lake flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 791 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system MD0300002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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