4048 W Cold Spring Ln, Baltimore, MD 21215 Property Records

Baltimore City property record for 4048 W Cold Spring Ln, Baltimore, MD 21215

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,782 sqft · built 1930
Lot Size	0.061 acres (2,645 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Aug 2021)
Tax Bill	$337 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2021 Sale & Mortgage + 1 more
APN	`15-20-2717A-020`

Property Details

APN / Parcel Number

Primary APN	`15-20-2717A-020`
Alternative APNs	`202717A020` `2717A-020`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,782 sqft Living Area
1st Floor Area	655 sqft
Basement Area	472 sqft
Finished Basement	472 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	2,645 sqft (0.061 acres)
Lot Dimensions	115 ft deep x 23 ft wide
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	202717A020
Street Address	4048 W COLD SPRING LN
City	BALTIMORE
State	MD
Zip	21215-4937
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-6
Legal Description	23X115
Legal Block	2717A
Legal Lot Number	20
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	5
Census Block	5006
Census Tract	151000

Owner

Source: Baltimore City records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4048 W COLD SPRING LN, BALTIMORE, MD 21215-4937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage GODDARD INVESTMENT GROUP LLC
Aug 12, 2021	Deed, Transfer · FHA Mortgage AMERIS BANK
Jan 30, 2019	Grant Deed, Transfer MICASA TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Jul 13, 2004 · Amount on Record
Deed Book / Page	23515 / 482
Prior Transfer Date	Jul 26, 2007
Prior Transfer Doc	FMC098790593
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4048 W COLD SPRING LN, BALTIMORE, MD 21215-4937
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0228690196
Date	Mar 31, 2021
Book Page	22869/196

Lender

Name	GODDARD INVESTMENT GROUP LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Aug 12, 2021
Property Address	4048 W COLD SPRING LN, BALTIMORE, MD 21215-4937
Document Number	0235150482
Book / Page	23515 / 482
Instrument Date	May 10, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	EASTERN TITLE AND SETTLEMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023515491
Date	Aug 12, 2021
Instrument	23515/491

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

Mortgage

Document Number	0235150507
Date	Aug 12, 2021
Book Page	23515/507

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jan 30, 2019
Property Address	4048 W COLD SPRING LN, BALTIMORE, MD 21215-4937
Document Number	0208420484
Book / Page	020842 / 000484
Instrument Date	Jan 4, 2019
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	MICASA TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4048 W COLD SPRING LN BALTIMORE MD 212154937, BALTIMORE, MD 21215-4937

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$223,700 (+131.17%) Land $25,000 Building $198,700	$223,700 (-) Land $25,000 Building $198,700
2024	$337.00 (-58.85%)
2023	$819.00 Homeowner's exemption	$96,767	$223,700 Land $25,000 Building $198,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1979–1984)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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