4105 W Cold Spring Ln, Baltimore, MD 21215 Property Records

Baltimore City property record for 4105 W Cold Spring Ln, Baltimore, MD 21215

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,584 sqft · built 1995
Lot Size	0.116 acres (5,052 sqft)
Owner	2 Individual Names on File
Last Sale	$168,500 (Nov 2017)
Tax Bill	$4,479 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2021 Mortgage + 2 more
APN	`15-20-2716-021`

Property Details

APN / Parcel Number

Primary APN	`15-20-2716-021`
Alternative APNs	`202716 021` `2716-021`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	576 sqft
Basement Area	432 sqft
Finished Basement	432 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Built-Up Asphalt
Lot Area	5,052 sqft (0.116 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	102 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	202716 021
Street Address	4105 W COLD SPRING LN
City	BALTIMORE
State	MD
Zip	21215-4960
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-4
Legal Description	0.116 ACRES
Legal Subdivision	PLAN PARK WEST AMD
Legal Block	2716
Legal Lot Number	21
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	5
Census Block	5009
Census Tract	151000

Owner

4105 W Cold Spring Ln, a townhouse, is owned by two individuals who bought it in November 2017.

Source: Baltimore City records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3908 CRAGGY PERCH, DOUGLASVILLE, GA 30135-8707
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Nov 20, 2017	Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Feb 2, 2017	Grant Deed, Transfer ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on File
Deed Sale	Nov 20, 2017 · Amount on File
Prior Sale	Feb 2, 2017 · Amount on File
Deed Document Number	201719691-154
Deed Book / Page	19691 / 154
Prior Transfer Date	Jun 16, 2016
Prior Transfer Doc	0182210386
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Recording Date	Aug 26, 2026
Property Address	4105 W COLD SPRING LN, BALTIMORE, MD 21215-4960
Document Number	2938000168
Book / Page	29381 / 168
Instrument Date	Aug 26, 2026
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	2020 TITLE LLC, 2020 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 CRAGGY PERCH, DOUGLASVILLE, GA 30135-8707
Investor	Possibly a Property Investor

Mortgage

Document Number	2938000168,
Date	Aug 26, 2026
Book Page	29381/168

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	334 Months
Due	Jun 1, 2054

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4105 W COLD SPRING LN, BALTIMORE, MD 21215-4960
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235140314
Date	Aug 13, 2021
Book Page	23514/314

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Nov 20, 2017
Property Address	4105 W COLD SPRING LN, BALTIMORE, MD 21215-4960
Document Number	0196910154
Book / Page	19691 / 154
Map Reference	MB SEB3457
Instrument Date	Nov 6, 2017
Instrument	19691-154
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3908 CRAGGY PERCH, DOUGLASVILLE, GA 30135-8707

Mortgage

Document Number	19691159
Date	Nov 20, 2017
Instrument	19691-159

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Feb 2, 2017
Property Address	4105 W COLD SPRING LN, BALTIMORE, MD 21215-4960
Document Number	0188530409
Book / Page	018853 / 000409
Instrument Date	Jan 10, 2017
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Amount	Amount on Record
Tax	$62.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17 CASTLEBAR CT TIMONIUM MD 210931925, TIMONIUM, MD 21093-1925

Tax Assessment & Valuation

The 2025 property tax bill for 4105 W Cold Spring Ln was $4,479, up 3.8% from the year before.

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,479.00 (+3.82%)	$190,700 Land $25,000 Building $165,700	$190,700 Land $25,000 Building $165,700
2024	$4,314.00 (+3.45%)
2023	$4,170.00	$176,700	$190,700 Land $25,000 Building $165,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4105 W Cold Spring Ln; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1979–1984)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4105 W Cold Spring Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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