4049 W Cold Spring Ln, Baltimore, MD 21215 Property Records

Baltimore City property record for 4049 W Cold Spring Ln, Baltimore, MD 21215

Property Summary

Property Type	Townhouse
Details	2 ba · 1,782 sqft · built 1930
Lot Size	0.055 acres (2,408 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jun 2019)
Tax Bill	$3,912 (2024)
Deeds & Mortgages	Jan 2024 Second Mortgage Jan 2018 Mortgage + 4 more
APN	`15-20-2717-065`

Property Details

APN / Parcel Number

Primary APN	`15-20-2717-065`
Alternative APNs	`202717 065` `2717-065`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,782 sqft Living Area
1st Floor Area	655 sqft
Basement Area	472 sqft
Finished Basement	472 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Built-Up Asphalt
Lot Area	2,408 sqft (0.055 acres)
Lot Dimensions	107 ft deep x 22.6 ft wide
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	202717 065
Street Address	4049 W COLD SPRING LN
City	BALTIMORE
State	MD
Zip	21215-4936
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-6
Legal Description	22-6X107-9
Legal Block	2717
Legal Lot Number	65
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	5
Census Block	5011
Census Tract	151000

Owner

4049 W Cold Spring Ln, a townhouse, is owned and occupied by an individual who acquired it in January 2020.

Source: Baltimore City records, as of July 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4049 W COLD SPRING LN, BALTIMORE, MD 21215-4936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jan 29, 2018	Deed of Trust, Mortgage MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Aug 11, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 27, 2019	Assignment of Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC
Nov 29, 2018	Grant Deed, Transfer HOWARD SAPERSTEIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Prior Sale	Nov 29, 2018 · Amount on File
Deed Book / Page	21214 / 135
Last Transfer Date	Jan 23, 2020
Transfer Doc	0220750327
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4049 W COLD SPRING LN, BALTIMORE, MD 21215-4936
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4049 W COLD SPRING LN, BALTIMORE, MD 21215-4936

Mortgage

Document Number	0265150084
Date	Jan 2, 2024
Book Page	26515/84

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	331 Months
Due	Aug 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4049 W COLD SPRING LN, BALTIMORE, MD 21215-4936
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198740005
Date	Jan 29, 2018
Book Page	19874/005
Instrument	19874-005

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	4049 W COLD SPRING LN, BALTIMORE, MD 21215-4936
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235040191
Date	Aug 11, 2021
Book Page	23504/191

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jun 10, 2020
Property Address	4049 W COLD SPRING LN, BALTIMORE, MD 21215-4936
Document Number	0220750327
Book / Page	022075 / 000327
Instrument Date	Jan 23, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4049 W COLD SPRING LN BALTIMORE MD 212154936, BALTIMORE, MD 21215-4936

June 2019: Assignment of Deed, Transfer

Document Type	Assignment of Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jun 27, 2019
Property Address	4049 W COLD SPRING LN, BALTIMORE, MD 21215-4936
Document Number	0212140135
Book / Page	21214 / 135
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	DULANEY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021214141
Date	Jun 27, 2019
Instrument	21214/141

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Nov 29, 2018
Property Address	4049 W COLD SPRING LN, BALTIMORE, MD 21215-4936
Document Number	0206830464
Book / Page	020683 / 000464
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	DULANEY TITLE AND ESCROW LLC, DULANEY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$27.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9923 HOYT CIR RANDALLSTOWN MD 211331603, RANDALLSTOWN, MD 21133-1603

Mortgage

Document Number	206830470
Date	Nov 29, 2018
Book Page	020683/000470

Lender

Name	HOWARD SAPERSTEIN
Address	15612 GLENCREST AVE, DELRAY BEACH, FL 33446-9578

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$177,100 Land $25,000 Building $152,100	$177,100 Land $25,000 Building $152,100
2024	$3,912.00 (+6.25%)
2023	$3,682.00	$156,033	$177,100 Land $25,000 Building $152,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4049 W Cold Spring Ln; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1979–1984)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4049 W Cold Spring Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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