4103 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4103 Torrence Ave, Hammond, IN 46327 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,551 sqft · built 1957
Lot Size	0.123 acres (5,401 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,559 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-36-0206-0001`

Property Details

APN / Parcel Number

Primary APN	`007-26-36-0206-0001`
Alternative APNs	`45-02-25-228-001.000-023` `263602060001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,551 sqft Living Area
Basement Area	1,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,401 sqft (0.123 acres)
Lot Dimensions	108 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	692 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-36-0206-0001
Old Parcel Number	263602060001
Street Address	4103 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46327-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	M. M. TOWLE'S 3RD ADD. L.1 BL.3 ALL L.2 BL.3
Legal Subdivision	M M TOWLES 03 ADD/HAMMOND
Legal Block	3
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1001
Census Tract	20300

Owner

Source: Lake County records · APN 007-26-36-0206-0001

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4103 TORRENCE AVE, HAMMOND, IN 46327-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Mar 06, 2019	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK SB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 1993
Deed Sale	Sep 30, 1993
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4103 TORRENCE AVE, HAMMOND, IN 46327-1228
Transaction Type	Mortgage
Record Updated	Mar 18, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007499
Date	Mar 11, 2024
Instrument	2024-507499

Lender

Name	PEOPLES BANK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 24, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4103 TORRENCE AVE, HAMMOND, IN 46327-1228
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013537
Date	Mar 06, 2019
Instrument	2019 013537

Lender

Name	PEOPLES BANK SB
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,800 (+29.98%) Land $25,600 Building $194,200	$219,800 (+29.98%) Land $25,600 Building $194,200
2024	$2,559.00 (+12.38%)
2023		$169,100 (+6.42%) Land $27,600 Building $141,500	$169,100 (+6.42%) Land $27,600 Building $141,500
2022	$2,277.00 Homeowner's exemption	$158,900 Land $27,600 Building $131,300	$158,900 Land $27,600 Building $131,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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