Lake County property record for 4038 Torrence Ave, Hammond, IN 46327
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 786 sqft · built 1947 |
| Lot Size | 0.129 acres (5,619 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $83,100 (Dec 2016) |
| Tax Bill | $1,589 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-26-34-0033-0011 |
| Primary APN | 007-26-34-0033-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 786 sqft Living Area |
| Gross Area | 1,572 sqft |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 786 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 5,619 sqft (0.129 acres) |
| Lot Dimensions | 125 ft deep x 45 ft wide |
| View / Lot | Alley |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4038 TORRENCE AVE |
|---|---|
| City | HAMMOND |
| State | IN |
| Zip | 46327-1237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMMOND STEEL CITY ADD. ALL L.11 BL.5 |
| Legal Subdivision | HAMMOND STEEL CITY ADD |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 4 |
| Census Block | 4076 |
| Census Tract | 20300 |
Source: Lake County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4038 TORRENCE AVE, HAMMOND, IN 46327-1237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2016 · Amount on Record |
| Deed Sale | Dec 22, 2016 · Amount on Record |
| Deed Document Number | 201687217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 4038 TORRENCE AVE, HAMMOND, IN 46327-1237 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4038 TORRENCE AVE, HAMMOND, IN 46327-1237 |
| Document Number | 0000011313 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 2026-511313 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2046 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Hammond City |
| Unified School District | Hammond School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $175,300 (+46.08%) Land $26,700 Building $148,600 | $175,300 (+46.08%) Land $26,700 Building $148,600 | |
| 2024 | $1,589.00 (+12.54%) | ||
| 2023 | $120,000 (+6.01%) Land $26,600 Building $93,400 | $120,000 (+6.01%) Land $26,600 Building $93,400 | |
| 2022 | $1,412.00 Homeowner's exemption | $113,200 Land $26,600 Building $86,600 | $113,200 Land $26,600 Building $86,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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