4037 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4037 Torrence Ave, Hammond, IN 46327

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,232 sqft · built 1947
Lot Size	0.096 acres (4,182 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (May 2021)
Tax Bill	$1,804 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-34-0032-0038`

Property Details

APN / Parcel Number

Primary APN	`007-26-34-0032-0038`
Alternative APNs	`45-02-24-481-011.000-023` `263400320038`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
Basement Area	616 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1995
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	110 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-34-0032-0038
Old Parcel Number	263400320038
Street Address	4037 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46327-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOND STEEL CITY ADD. S. 18' OF L.37 BL.4 N. 20' OF L.38 BL.4
Legal Subdivision	HAMMOND STEEL CITY ADD
Legal Block	4
Legal Lot Number	37
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4045
Census Tract	20300

Owner

4037 Torrence Ave is owned and occupied by an individual who bought it in May 2021.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4037 TORRENCE AVE, HAMMOND, IN 46327-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on File
Deed Sale	May 25, 2021 · Amount on File
Deed Document Number	2021-510256
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 25, 2021
Property Address	4037 TORRENCE AVE, HAMMOND, IN 46327-1238
Document Number	0000010256
Map Reference	MB17 PG18
Instrument Date	May 21, 2021
Instrument	2021-510256
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4037 TORRENCE AVE, HAMMOND, IN 46327-1238

Mortgage

Document Number	0000010257
Date	May 25, 2021
Instrument	2021-510257

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$186,200 Land $21,200 Building $165,000	$186,200 Land $21,200 Building $165,000
2024	$1,804.00
2023		$135,300 (+6.54%) Land $21,200 Building $114,100	$135,300 (+6.54%) Land $21,200 Building $114,100
2022	$1,611.00 Homeowner's exemption	$127,000 Land $21,200 Building $105,800	$127,000 Land $21,200 Building $105,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4037 Torrence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4037 Torrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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