4039 Torrence Ave, Hammond, IN 46327 Property Records

Lake County property record for 4039 Torrence Ave, Hammond, IN 46327

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,022 sqft · built 1947
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jul 2025)
Tax Bill	$2,356 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-34-0032-0039`

Property Details

APN / Parcel Number

Primary APN	`007-26-34-0032-0039`
Alternative APNs	`45-02-24-481-012.000-023` `263400320039`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,022 sqft Living Area
Basement Area	1,086 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1995
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-34-0032-0039
Old Parcel Number	263400320039
Street Address	4039 TORRENCE AVE
City	HAMMOND
State	IN
Zip	46327-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOND STEEL CITY ADD. S. 10 FT. OF LOT 38, BLOCK 4 LOT 39, BLOCK 4
Legal Subdivision	HAMMOND STEEL CITY ADD
Legal Block	4
Legal Lot Number	39
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4045
Census Tract	20300

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4039 TORRENCE AVE, HAMMOND, IN 46327-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 9, 2025	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Mar 7, 2022	Quit Claim Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 22, 2018	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Apr 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Mar 7, 2022
Deed Document Number	2025-525078
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4039 TORRENCE AVE, HAMMOND, IN 46327-1238
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032806
Date	Oct 5, 2023
Instrument	2023-532806

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 9, 2025
Property Address	4039 TORRENCE AVE, HAMMOND, IN 46327-1238
Document Number	0000025078
Map Reference	MB 17 PG 18
Instrument Date	Jul 8, 2025
Instrument	2025-525078
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4039 TORRENCE AVE, HAMMOND, IN 46327-1238

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Mar 7, 2022
Property Address	4039 TORRENCE AVE, HAMMOND, IN 46327-1238
Document Number	0000009971
Map Reference	MB 17 PG 18
Instrument Date	Mar 1, 2022
Instrument	2022-509971
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	MTC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4039 TORRENCE AVE, HAMMOND, IN 46327-1238

Mortgage

Document Number	0000009972
Date	Mar 7, 2022
Instrument	2022-509972

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 22, 2018
Property Address	4039 TORRENCE AVE, HAMMOND, IN 46327-1238
Document Number	0000018824
Map Reference	MB17 PG18
Instrument Date	Mar 12, 2018
Instrument	2018 018824
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4039 TORRENCE AVE, HAMMOND, IN 46327-1238

Mortgage

Document Number	0000018825
Date	Mar 22, 2018
Instrument	2018 018825

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Apr 10, 2018
Property Address	4039 TORRENCE AVE, HAMMOND, IN 46327-1238
Document Number	0000022488
Instrument Date	Mar 12, 2018
Instrument	22488
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4039 TORRENCE AVE HAMMOND IN 463271238, HAMMOND, IN 46327-1238

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$249,900 (+6.39%) Land $21,800 Building $228,100	$249,900 (+6.39%) Land $21,800 Building $228,100
2024	$2,356.00 (+10.35%)	$234,900 (+34.69%) Land $21,800 Building $213,100	$234,900 (+34.69%) Land $21,800 Building $213,100
2023		$174,400 (+6.8%) Land $22,300 Building $152,100	$174,400 (+6.8%) Land $22,300 Building $152,100
2022	$2,135.00 Homeowner's exemption	$163,300 Land $22,300 Building $141,000	$163,300 Land $22,300 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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