4102 Regency Ct, Chattanooga, TN 37421 Property Records

Hamilton County property record for 4102 Regency Ct, Chattanooga, TN 37421

Property Summary

Property Type	Condominium
Details	1,666 sqft · built 2005
Lot Size	5.86 acres (255,343 sqft)
Owner	Company Name on File
Last Sale	$257,500 (Jun 2022)
Tax Bill	$1,096 (2025)
Deeds & Mortgages	Jun 2024 Transfer Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`149J A 003 C401`

Property Details

APN / Parcel Number

Primary APN	`149J A 003 C401`
Alternative APN	`0000154129`

Interior

Stories	1 Story
Building Area	1,666 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	255,343 sqft (5.86 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000154129
Street Address	4102 REGENCY CT
City	CHATTANOOGA
State	TN
Zip	37421-7623
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 4102 VILLAS AT SHALLOWFORD TRACE OUT OF 149J-A-3 FOR 2005
Legal Subdivision	THE VILLAS AT SHALLOWFORD TRACE
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4007
Census Tract	11321

Owner

4102 Regency Ct, a condominium, is owned by a company that acquired it in May 2024.

Source: Hamilton County records, as of April 29, 2026

Owner of Record	Company Name on File
Mailing Address	182 CHANDLER CREST CT, GREER, SC 29651-9018
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2024	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage SI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Prior Sale	Jun 17, 2013 · Amount on File
Deed Document Number	20221
Deed Book / Page	13000 / 144
Last Transfer Date	May 16, 2024
Transfer Doc	0000000048
Record Updated	Sep 20, 2026

June 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 12, 2024
Property Address	4102 REGENCY CT, CHATTANOOGA, TN 37421-7623
Document Number	0000000048
Book / Page	13618 / 957
Map Reference	MB 7117 PG 147
Instrument Date	May 16, 2024
Instrument	2024061200048
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 CHANDLER CREST CT, GREER, SC 29651-9018
Investor	Possibly a Property Investor

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 22, 2022
Property Address	4102 REGENCY CT, CHATTANOOGA, TN 37421-7623
Document Number	0000000001
Book / Page	13000 / 144
Map Reference	MB 7117 PG 147
Instrument Date	Jun 17, 2022
Instrument	2022062200001
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	MOMENTUM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2340 RIVENDELL LN, CHATTANOOGA, TN 37421-2791

Mortgage

Document Number	0130000713
Date	Jun 22, 2022
Instrument	13000-0713

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4102 Regency Ct was $1,096, up 10.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,096.00 (+10.71%)	$72,375 (+63.47%)	$289,500 (+63.47%) Land $90,000 Building $199,500
2024	$990.00	$44,275 (-)	$177,100 (-) Land $40,000 Building $137,100
2023	$990.00	$44,275 (-)	$177,100 (-) Land $40,000 Building $137,100
2022	$990.00	$44,275	$177,100 Land $40,000 Building $137,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4102 Regency Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (2013–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4102 Regency Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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