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3206 Regency Ct, Chattanooga, TN 37421 Property Records

Hamilton County property record for 3206 Regency Ct, Chattanooga, TN 37421 · Last verified April 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Architecture StyleCondo/Apartment
Year BuiltBuilt 2005
Square Footage1,665 sqft Living Area
Lot Size255,343 sqft (5.86 acres)
OccupancyOwner Occupied
Last Sale$308,000 (2024)
Tax Bill$1,096.00 (2025)

Property Details

APN / Parcel Number

Primary APN149J A 003 C308
Alternative APN
  • 0000154133

Interior

Building Area1,665 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment Style
Lot Area255,343 sqft (5.86 acres)

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number0000154133
Street Address3206 REGENCY CT
CityCHATTANOOGA
StateTN
Zip37421-7622
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 3206 VILLAS AT SHALLOWFORD TRACE OUT OF 149J-A-3 FOR 2005
Legal SubdivisionTHE VILLAS AT SHALLOWFORD TRACE
JurisdictionHAMILTON TN
Minor Civil Division8
Census Blockgroup4
Census Block4007
Census Tract11321

Owner

Source: Hamilton County records · APN 149J A 003 C308

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3206 REGENCY CT, CHATTANOOGA, TN 37421-7622
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2024Warranty Deed, Transfer
CORNERSTONE TITLE GROUPE LLC, CORNERSTONE TITLE OF TN LLC
Sep 12, 2022Warranty Deed, Transfer · Conventional Mortgage
SMARTBANK
Nov 16, 2017Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2024 · Amount on Record
Deed SaleJun 11, 2024 · Amount on Record
Prior SaleSep 12, 2022 · Amount on Record
Deed Doc Number2024194
Deed Book / Page13618 / 261
Record RefreshedJun 08, 2026

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 11, 2024
Property Address3206 REGENCY CT, CHATTANOOGA, TN 37421-7622
Document Number0000000194
Book / Page13618 / 261
Map ReferenceMN 7285 PH 45
Instrument DateMay 30, 2024
Instrument2024061100194
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCORNERSTONE TITLE GROUPE LLC, CORNERSTONE TITLE OF TN LLC

Transaction

AmountAmount Recorded
Tax$1,139.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3206 REGENCY CT, CHATTANOOGA, TN 37421-7622

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 12, 2022
Property Address3206 REGENCY CT, CHATTANOOGA, TN 37421-7622
Document Number0000000253
Book / Page13085 / 784
Map ReferenceMB 7093 PG 836
Instrument DateSep 02, 2022
Instrument2022091200253
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, ALLIANCE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,036.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8399 MORIN RD, CHATTANOOGA, TN 37421-3374

Mortgage

Document Number0130850788
DateSep 12, 2022
Instrument13085-0788
Lender
NameSMARTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2042
Interest
Rate TypeFixed Rate
Rate5.37%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateOct 01, 2032
Change Frequency6 Months
Min Rate At Change3.75%
Max Rate At Change10.3%
Index1-Year LIBOR
Max Rate10.3%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 16, 2017
Property Address3206 REGENCY CT, CHATTANOOGA, TN 37421-7622
Document Number0000000162
Book / Page11205 / 590
Map ReferenceMB7093 PG836
Instrument DateNov 14, 2017
Instrument2017111600162
Transaction TypeTransfer
Record UpdatedMar 11, 2022
Title CompanyJONES R

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$488.40
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3206 REGENCY CT # 308, 308, CHATTANOOGA, TN 37421-7622

Mortgage

Document Number0000000163
DateNov 16, 2017
Instrument2017111600163
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2032

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,096.00 (+10.71%)$72,350 (+63.41%)$289,400 (+63.41%) Land $90,000 Building $199,400
2024$990.00$44,275 (-)$177,100 (-) Land $40,000 Building $137,100
2023$990.00$44,275 (-)$177,100 (-) Land $40,000 Building $137,100
2022$990.00$44,275$177,100 Land $40,000 Building $137,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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