Hamilton County property record for 3201 Regency Ct, Chattanooga, TN 37421 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Architecture Style | Condo/Apartment |
| Year Built | Built 2005 |
| Square Footage | 1,665 sqft Living Area |
| Lot Size | 255,343 sqft (5.86 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,000 (2023) |
| Tax Bill | $1,096.00 (2025) |
| Primary APN | 149J A 003 C305 |
|---|---|
| Alternative APN |
|
| Building Area | 1,665 sqft Living Area |
|---|---|
| Stories | 1 Story |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Lot Area | 255,343 sqft (5.86 acres) |
| Sewer | Connected |
|---|
| Account Number | 0000154173 |
|---|---|
| Street Address | 3201 REGENCY CT |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-7622 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 3201 VILLAS AT SHALLOWFORD TRACE OUT OF 149J-A-3 FOR 2005 |
| Legal Subdivision | THE VILLAS AT SHALLOWFORD TRACE |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 11321 |
Source: Hamilton County records · APN 149J A 003 C305
Assessment roll updated January 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3201 REGENCY CT, CHATTANOOGA, TN 37421-7622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU |
| Jul 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage NORTHWEST FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on Record |
| Deed Sale | Jul 31, 2023 · Amount on Record |
| Prior Sale | Mar 16, 2018 · Amount on Record |
| Deed Document Number | 2023310 |
| Deed Book / Page | 13359 / 841 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3201 REGENCY CT, CHATTANOOGA, TN 37421-7622 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000201 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 12663/439 |
| Instrument | 2021092300201 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 31, 2023 |
| Property Address | 3201 REGENCY CT, CHATTANOOGA, TN 37421-7622 |
| Document Number | 0000000310 |
| Book / Page | 13359 / 841 |
| Map Reference | MB 7117 PG 147 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 2023073100310 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FOUNDATION TITLE, FOUNDATION T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3201 REGENCY CT, CHATTANOOGA, TN 37421-7622 |
| Document Number | 0000000311 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2023073100311 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 16, 2018 |
| Property Address | 3201 REGENCY CT, CHATTANOOGA, TN 37421-7622 |
| Document Number | 0000000144 |
| Book / Page | 11295 / 243 |
| Map Reference | MB7117 PG147 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 2018031600144 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | FOUNDATION TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $519.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3201 REGENCY CT, CHATTANOOGA, TN 37421-7622 |
| Document Number | 0000000145 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 2018031600145 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,096.00 (+10.71%) | $72,350 (+63.41%) | $289,400 (+63.41%) Land $90,000 Building $199,400 |
| 2024 | $990.00 | $44,275 (-) | $177,100 (-) Land $40,000 Building $137,100 |
| 2023 | $990.00 | $44,275 (-) | $177,100 (-) Land $40,000 Building $137,100 |
| 2022 | $990.00 | $44,275 | $177,100 Land $40,000 Building $137,100 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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