3204 Regency Ct, Chattanooga, TN 37421 Property Records

Hamilton County property record for 3204 Regency Ct, Chattanooga, TN 37421 · Last verified January 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Year Built	Built 2004
Square Footage	1,756 sqft Living Area
Lot Size	1 acres
Occupancy	Owner Occupied
Last Sale	$212,500 (2021)
Tax Bill	$1,131.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`149J A 003 C307`
Alternative APN	`0000153601`

Interior

Building Area	1,756 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2004
Lot Area	43,560 sqft

Utilities and HVAC

Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	0000153601
Street Address	3204 REGENCY CT
City	CHATTANOOGA
State	TN
Zip	37421-7622
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 3204 VILLAS AT SHALLOWFORD TRACE OUT OF 149J-A-3 FOR 2005
Jurisdiction	HAMILTON TN
Minor Civil Division	8
Census Blockgroup	4
Census Block	4007
Census Tract	11321

Owner

Source: Hamilton County records · APN 149J A 003 C307

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3204 REGENCY CT, CHATTANOOGA, TN 37421-7622
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2021 · Amount on Record
Deed Sale	Dec 07, 2021 · Amount on Record
Deed Doc Number	2021120700151
Deed Book / Page	12761 / 276
Record Refreshed	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 07, 2021
Property Address	3204 REGENCY CT, CHATTANOOGA, TN 37421-7622
Document Number	0000000151
Book / Page	12761 / 276
Map Reference	MB 7093 PG 836
Instrument Date	Dec 06, 2021
Instrument	2021120700151
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SOLUTIONS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$786.25
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 REGENCY CT, CHATTANOOGA, TN 37421-7622

Mortgage

Document Number	0012761279
Date	Dec 07, 2021
Instrument	12761/279

Lender

Name	PLATINUM FINANCIAL FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,131.00 (+11.32%)	$74,675 (+64.3%)	$298,700 (+64.3%) Land $90,000 Building $208,700
2024	$1,016.00	$45,450 (-)	$181,800 (-) Land $40,000 Building $141,800
2023	$1,016.00	$45,450 (-)	$181,800 (-) Land $40,000 Building $141,800
2022	$1,016.00	$45,450	$181,800 Land $40,000 Building $141,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.