Lancaster County property record for 410 Ruth St, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 938 sqft · built 1955 |
| Lot Size | 0.147 acres (6,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,000 (Mar 2022) |
| Tax Bill | $1,293 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068I-0H-018.00 |
| Primary APN | 0068I-0H-018.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 938 sqft Living Area |
| Gross Area | 1,120 sqft |
| Flooring | Wood |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,401 sqft (0.147 acres) |
| Lot Width | 50 ft Width |
| Porch | Porch |
| Porch Area | 146 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 8864 |
|---|---|
| Street Address | 410 RUTH ST |
| City | LANCASTER |
| State | SC |
| Zip | 29720-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 0.13 AC |
| Legal Subdivision | LIFE ESTATE |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10700 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 410 RUTH ST, LANCASTER, SC 29720-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed, Transfer · USDA Mortgage WHITLEY MORTGAGE ASSOCIATES INC |
| Jun 14, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on Record |
| Deed Sale | Mar 31, 2022 · Amount on Record |
| Prior Sale | Jun 14, 2021 · Amount on Record |
| Deed Document Number | 20225545 |
| Deed Book / Page | 1535 / 242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Mar 31, 2022 |
| Property Address | 410 RUTH ST, LANCASTER, SC 29720-3411 |
| Document Number | 0000005545 |
| Book / Page | 1535 / 242 |
| Map Reference | MB 2021 PG 418 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022005545 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $408.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 RUTH ST, LANCASTER, SC 29720-3411 |
| Document Number | 0000005546 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022005546 |
| Name | WHITLEY MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jun 14, 2021 |
| Property Address | 410 RUTH ST, LANCASTER, SC 29720-3411 |
| Document Number | 0000012281 |
| Book / Page | 1444 / 69 |
| Map Reference | MB 2021 PG 418 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021012281 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 291, MATTHEWS, NC 28106-0291 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,293.00 (+10.23%) | $6,692 (+12.21%) Land $1,200 Building $5,492 | $167,300 (+12.21%) Land $30,000 Building $137,300 |
| 2024 | $1,173.00 (-12%) | ||
| 2023 | $1,333.00 | $5,964 Land $280 Building $5,684 | $149,100 Land $7,000 Building $142,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable · Fiber in parts of the area | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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