408 Ruth St, Lancaster, SC 29720 Property Records

Lancaster County property record for 408 Ruth St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1 ba · 626 sqft · built 1951
Lot Size	0.165 acres (7,193 sqft)
Owner	Company Name on Record
Last Sale	$89,000 (Mar 2022)
Tax Bill	$369 (2025)
Deeds & Mortgages	Apr 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0068I-0H-017.00`

Property Details

APN / Parcel Number

Primary APN	`0068I-0H-017.00`
Alternative APN	`8863`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	626 sqft Living Area
Gross Area	770 sqft
Flooring	Wood

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Concrete Block
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,193 sqft (0.165 acres)
Lot Width	50 ft Width
Porch	Porch
Porch Area	144 sqft

Location & Zoning

Account Number	8863
Street Address	408 RUTH ST
City	LANCASTER
State	SC
Zip	29720-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	50X120X50X125 M
Legal Subdivision	SURVEY OF E S CLYBURN
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1033
Census Tract	10700

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1011 PENNINGTON DR, LANCASTER, SC 29720-1117
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Oct 4, 2012 · Amount on Record
Deed Document Number	20224472
Deed Book / Page	1529 / 221
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 10, 2020
Property Address	408 RUTH ST, LANCASTER, SC 29720-3411
Document Number	0000005744
Book / Page	001322 / 000302
Instrument Date	Apr 10, 2020
Instrument	5744
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1011 PENNINGTON DR LANCASTER SC 297201117, LANCASTER, SC 29720-1117

Mortgage

Document Number	5745
Date	Apr 10, 2020
Book Page	003972/000076
Instrument	5745

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 9, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$369.00 (+12.5%)	$863 (+15.07%) Land $177 Building $686	$21,000 (+68%) Land $4,300 Building $16,700
2024	$328.00 (-1.8%)
2023	$334.00	$750 Land $144 Building $606	$12,500 Land $2,400 Building $10,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruth St

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