Lancaster County property record for 407 Ruth St, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,456 sqft · built 1955 |
| Lot Size | 0.134 acres (5,856 sqft) |
| Owner | Individual Name on File |
| Last Sale | $183,000 (Sep 2023) |
| Tax Bill | $1,213 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068I-0J-005.00 |
| Primary APN | 0068I-0J-005.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,856 sqft (0.134 acres) |
| Lot Width | 50.5 ft Width |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 8869 |
|---|---|
| Street Address | 407 RUTH ST |
| City | LANCASTER |
| State | SC |
| Zip | 29720-3426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 50X117X50X105 M |
| Legal Subdivision | PROPERTY OF JONATHAN & MARY WILLIAMS |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10700 |
407 Ruth St is owned and occupied by an individual who bought it in September 2023.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 RUTH ST, LANCASTER, SC 29720-3426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 22, 2023 | Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 2, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on File |
| Deed Sale | Sep 22, 2023 · Amount on File |
| Prior Sale | Feb 24, 2022 · Amount on File |
| Deed Document Number | 202312092 |
| Deed Book / Page | 1712 / 234 |
| Prior Transfer Date | Aug 2, 2017 |
| Prior Transfer Doc | 0000011338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jul 22, 2026 |
| Property Address | 407 RUTH ST, LANCASTER, SC 29720-3426 |
| Document Number | 0000010497 |
| Book / Page | 2088 / 56 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202610497 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 407 RUTH ST, LANCASTER, SC 29720-3426 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Sep 22, 2023 |
| Property Address | 407 RUTH ST, LANCASTER, SC 29720-3426 |
| Document Number | 0000012092 |
| Book / Page | 1712 / 234 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023012092 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 RUTH ST, LANCASTER, SC 29720-3426 |
| Document Number | 0000012093 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 5026/261 |
| Instrument | 2023012093 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Aug 2, 2017 |
| Property Address | 407 RUTH ST, LANCASTER, SC 29720-3426 |
| Document Number | 0000011338 |
| Book / Page | 001072 / 000250 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 11338 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1835 LANCASTER SC 297211835, LANCASTER, SC 29721-1835 |
The 2025 property tax bill for 407 Ruth St was $1,213, up 18.6% from the year before.
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,213.00 (+18.57%) | $8,266 Land $1,175 Building $7,091 | $211,000 Land $30,000 Building $181,000 |
| 2024 | $1,023.00 (+107.93%) | ||
| 2023 | $492.00 (-66.6%) | $2,200 (-33.33%) Land $92 Building $2,108 | $55,000 (-) Land $2,300 Building $52,700 |
| 2022 | $1,473.00 | $3,300 Land $138 Building $3,162 | $55,000 Land $2,300 Building $52,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 407 Ruth St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Ruth St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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