409 Ruth St, Lancaster, SC 29720 Property Records

Lancaster County property record for 409 Ruth St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	1 ba · 504 sqft · built 1950
Lot Size	0.137 acres (5,951 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (May 2022)
Tax Bill	$698 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0068I-0J-004.00`

Property Details

APN / Parcel Number

Primary APN	`0068I-0J-004.00`
Alternative APN	`8868`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	504 sqft Living Area
Gross Area	576 sqft
Flooring	Wood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,951 sqft (0.137 acres)
Lot Width	50 ft Width
Porch	Porch
Porch Area	72 sqft

Location & Zoning

Account Number	8868
Street Address	409 RUTH ST
City	LANCASTER
State	SC
Zip	29720-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	50X130X50X117 IR
Legal Subdivision	PROPERTY OF JONATHAN & MARY WILLIAMS
Legal Block	2
Legal Lot Number	2
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1033
Census Tract	10700

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 RUTH ST, LANCASTER, SC 29720-3426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed, Transfer · Conventional Mortgage REGIONS BANK
Nov 18, 2021	Deed, Transfer · Conventional Mortgage STEVEN CROSTON
Nov 18, 2021	Deed, Transfer · Conventional Mortgage STEVEN CROSTON
Feb 24, 2022	Re-recorded Document
Aug 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Nov 18, 2021 · Amount on Record
Deed Document Number	20228269
Deed Book / Page	1551 / 26
Prior Transfer Date	Aug 2, 2017
Prior Transfer Doc	0000011338
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	May 16, 2022
Property Address	409 RUTH ST, LANCASTER, SC 29720-3426
Document Number	0000008269
Book / Page	1551 / 26
Map Reference	PL 15882
Instrument Date	May 16, 2022
Instrument	2022008269
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 RVTH ST, LANCASTER, SC 29720-3426

Mortgage

Document Number	0000008270
Date	May 16, 2022
Instrument	2022008270

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 18, 2021
Property Address	409 RUTH ST, LANCASTER, SC 29720-3426
Document Number	0000023300
Book / Page	1491 / 47
Map Reference	PL 15885
Instrument Date	Nov 17, 2021
Instrument	2021023300
Transaction Type	Transfer
Record Updated	Dec 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 291, MATTHEWS, NC 28106-0291
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023302
Date	Nov 18, 2021
Book Page	4594/113
Instrument	2021023302

Lender

Name	STEVEN CROSTON
Type	Private Party
Address	PO BOX 291, MATTHEWS, NC 28106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 17, 2022

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 18, 2021
Property Address	409 RUTH ST, LANCASTER, SC 29720-3426
Document Number	0000023301
Book / Page	1491 / 49
Map Reference	PL 15882
Instrument Date	Nov 17, 2021
Instrument	2021023301
Transaction Type	Transfer
Record Updated	Dec 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 291, MATTHEWS, NC 28106-0291

Mortgage

Document Number	0000023302
Date	Nov 18, 2021
Book Page	4594/113
Instrument	2021023302

Lender

Name	STEVEN CROSTON
Type	Private Party
Address	PO BOX 291, MATTHEWS, NC 28106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 17, 2022

February 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LANCASTER SC
Recording Date	Feb 24, 2022
Property Address	409 RUTH ST, LANCASTER, SC 29720-3426
Document Number	0000003059
Book / Page	1521 / 238
Map Reference	PL 15882
Instrument Date	Nov 17, 2021
Instrument	2022003059
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 291, MATTHEWS, NC 28106-0291

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 2, 2017
Property Address	409 RUTH ST, LANCASTER, SC 29720-3426
Document Number	0000011338
Book / Page	001072 / 000250
Instrument Date	Aug 2, 2017
Instrument	11338
Transaction Type	Transfer
Record Updated	Aug 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1835 LANCASTER SC 297211835, LANCASTER, SC 29721-1835

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$698.00 (+12.94%)	$3,611 (+15%) Land $1,118 Building $2,493	$96,900 (+23.44%) Land $30,000 Building $66,900
2024	$618.00 (-11.97%)
2023	$702.00	$3,140 Land $1,000 Building $2,140	$78,500 Land $25,000 Building $53,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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