405 E Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 405 E Main St, Decorah, IA 52101 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,523 sqft · built 1916
Lot Size0.149 acres (6,519 sqft)
Owner2 Individual Names on File
Last Sale$164,000 (Oct 2009)
Tax Bill$4,572 (2024)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN111531300300

Property Details

APN / Parcel Number

Primary APN111531300300

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,523 sqft Living Area
1st Floor Area896 sqft
Basement Area896 sqft
Finished Basement675 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1916
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,519 sqft (0.149 acres)
Lot Dimensions123 ft deep x 53 ft wide
Garage TypeDetached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area252 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address405 E MAIN ST
CityDECORAH
StateIA
Zip52101-1945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 38 ORIGINAL DECORAH
Legal Block38
Legal Lot Number3
JurisdictionWINNESHIEK IA
Township / Civil DivisionDECORAH
Census Block Group1
Census Block1083
Census Tract950200

Owner

Source: Winneshiek County records · APN 111531300300

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address405 E MAIN ST, DECORAH, IA 52101-1945
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2009 · Amount on Record
Deed SaleOct 02, 2009 · Amount on Record
Deed Document Number0020094905
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address405 E MAIN ST, DECORAH, IA 52101-1945
Transaction TypeMortgage
Record UpdatedOct 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/3840
DateSep 28, 2021
Book Page2021/3840
Instrument2021 3840
Lender
NameWAUKON STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winneshiek County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityDecorah City
Unified School DistrictDecorah Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$288,930 (+14.13%) Land $23,370 Building $265,560$288,930 (+14.13%) Land $23,370 Building $265,560
2024$4,572.00 (+4.43%)
2023$253,160 (+15.6%) Land $23,370 Building $229,790$253,160 (+15.6%) Land $23,370 Building $229,790
2022$4,378.00 Homeowner's exemption$219,000 Land $19,480 Building $199,520
2021$219,000 Land $19,480 Building $199,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winneshiek County (19191C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Main St

Nearby Streets

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