41 Windy Knob Trl, Seven Devils (Banner Elk), NC 28604 Property Records

Avery County property record for 41 Windy Knob Trl, Seven Devils, NC 28604

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 4 ba · 2,458 sqft · built 1987
OwnerIndividual Name on File
Last Sale$505,000 (Nov 2023)
Tax Bill$3,903 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN80776

Property Details

APN / Parcel Number

Primary APN80776
Alternative APNs
  • 18681842012100000
  • 31455

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,458 sqft Heated Area
Basement Area1,644 sqft
Unfinished Basement1,644 sqft
FlooringCarpet
Interior WallsCustom/Decorative
Fireplaces4 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1997
Exterior MaterialWood
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal

Exterior Amenities

PorchOpen Porch
Porch Area120 sqft
Deck Area766 sqft
Patio Area766 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number80776
Street Address41 WINDY KNOB TRL
CitySEVEN DEVILS
StateNC
Zip28604
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionSD LOT 39B,40B&41 COMBN PLAT 38-200A
Legal Lot Number39B,40B
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1059
Census Tract930100

Owner

Source: Avery County records · APN 80776

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address407 WINDY KNOB TRL, SEVEN DEVILS, NC 28604-7910
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2023Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Nov 08, 2023Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 08, 2023 · Amount on Record
Deed SaleNov 08, 2023 · Amount on Record
Deed Document Number0000594706
Deed Book / Page594 / 706
Record UpdatedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateNov 08, 2023
Property Address41 WINDY KNOB TRL, SEVEN DEVILS, NC 28604
Document Number0000005088
Book / Page594 / 706
Map ReferenceMB 10 PG 63
Instrument DateNov 02, 2023
Instrument2023005088
Transaction TypeTransfer
Record UpdatedDec 04, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 WINDY KNOB TRL, SEVEN DEVILS, NC 28604-7910

Mortgage

Document Number0059400709
DateNov 08, 2023
Instrument594/0//0709
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateNov 08, 2023
Property Address41 WINDY KNOB TRL, SEVEN DEVILS, NC 28604
Document Number0000005088
Book / Page594 / 706
Map ReferenceMB 10 PG 63
Instrument DateNov 02, 2023
Instrument2023005088
Transaction TypeTransfer
Record UpdatedJan 16, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 WINDY KNOB TRL, SEVEN DEVILS, NC 28604-7910

Mortgage

Document Number0000594709
DateNov 08, 2023
Instrument594/709
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalitySeven Devils Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,903.00 (+117.56%)$448,700 (-) Land $60,000 Building $388,700$448,700 (-) Land $60,000 Building $388,700
2023$1,794.00$448,700 Land $60,000 Building $388,700$448,700 Land $60,000 Building $388,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Based on FCC filings for 34 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF SEVEN DEVILS
serves 400 people
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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