128 Windy Knob Trl, Seven Devils (Banner Elk), NC 28604 Property Records

Avery County property record for 128 Windy Knob Trl, Seven Devils, NC 28604

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 4 ba · 2,556 sqft · built 1986
Owner	Individual Name on Record
Last Sale	$500,000 (Feb 2021)
Tax Bill	$4,308 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75003`

Property Details

APN / Parcel Number

Primary APN	`75003`
Alternative APN	`18681832935700000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,556 sqft Heated Area
Basement Area	1,036 sqft
Finished Basement	896 sqft
Unfinished Basement	140 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	6 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Garage Type	Detached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	224 sqft
Deck Area	676 sqft
Patio Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	75003
Street Address	128 WINDY KNOB TRL
City	SEVEN DEVILS
State	NC
Zip	28604-8502
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	SD 09 085 PLAT 10-63
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1062
Census Tract	930100

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18020 NORDYKE RD, BRISTOL, VA 24202-3008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Feb 24, 2021	Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Oct 15, 2007 · Amount on Record
Deed Document Number	0005562180
Deed Book / Page	556 / 2180
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	128 WINDY KNOB TRL, SEVEN DEVILS, NC 28604-8502
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000419
Date	Jan 29, 2026
Book Page	617/575
Instrument	2026000419

Lender

Name	LIFESTORE BANK
Type	Bank
Address	21 E ASHE ST, WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 28, 2051

Interest

Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Feb 24, 2021
Property Address	128 WINDY KNOB TRL, SEVEN DEVILS, NC 28604-8502
Document Number	0000001083
Book / Page	556 / 2180
Map Reference	MB 10 PG 63
Instrument Date	Feb 19, 2021
Instrument	2021001083
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 N HOSKINS RD, 500, CHARLOTTE, NC 28216-3425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WINDY KNOB TRL, SEVEN DEVILS, NC 28604-8502

Mortgage

Document Number	0005562188
Date	Feb 24, 2021
Instrument	556/2188

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Seven Devils Town
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,308.00 (+117.58%)	$495,200 (-) Land $46,000 Building $449,200	$495,200 (-) Land $46,000 Building $449,200
2023	$1,980.00	$495,200 (-) Land $46,000 Building $449,200	$495,200 (-) Land $46,000 Building $449,200
2022	$1,980.00	$495,200 Land $46,000 Building $449,200	$495,200 Land $46,000 Building $449,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Nearby Flood Policies	47 units insured incl. 4 condo units
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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