351 Windy Knob Trl, Seven Devils (Banner Elk), NC 28604 Property Records

Avery County property record for 351 Windy Knob Trl, Seven Devils, NC 28604

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,730 sqft · built 1989
Lot Size	0.597 acres (26,003 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,364 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1868-18-32-7135-00000`

Property Details

APN / Parcel Number

Primary APN	`1868-18-32-7135-00000`
Alternative APN	`74127`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,730 sqft Living Area
Gross Area	5,180 sqft
1st Floor Area	2,220 sqft
Basement Area	2,016 sqft
Finished Basement	1,566 sqft
Unfinished Basement	450 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Stone
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	26,003 sqft (0.597 acres)
View / Lot	Mountain

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	644 sqft
Patio Area	644 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	74127
Street Address	351 WINDY KNOB TRL
City	SEVEN DEVILS
State	NC
Zip	28604-7909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NULL
Legal Description	SD 09 034 & 40A PLAT 10-63
Legal Subdivision	PLAT 10-63
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1059
Census Tract	930100

Owner

Source: Avery County records · APN 1868-18-32-7135-00000

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	111 BATHGATE LN, CARY, NC 27513-5553
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Oct 20, 2020
Property Address	351 WINDY KNOB TRL, SEVEN DEVILS, NC 28604-7909
Document Number	0005502181
Book / Page	000550 / 002181
Instrument Date	Oct 15, 2020
Instrument	5827
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	111 BATHGATE LN CARY NC 275135553, CARY, NC 27513-5553

Mortgage

Document Number	5502185
Date	Oct 20, 2020
Book Page	000550/002185
Instrument	5828

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Seven Devils Town
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,364.00 (+117.5%)	$731,600 (-) Land $50,000 Building $681,600	$731,600 (-) Land $50,000 Building $681,600
2023	$2,926.00 (-1.55%)	$731,600 (-) Land $50,000 Building $681,600	$731,600 (-) Land $50,000 Building $681,600
2022	$2,972.00	$731,600 Land $50,000 Building $681,600	$731,600 Land $50,000 Building $681,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Nearby Flood Policies	47 units insured incl. 4 condo units
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Loretto Telephone Company Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 34 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF SEVEN DEVILS serves 400 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.