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178 Windy Knob Trl, Seven Devils (Banner Elk), NC 28604 Property Records

Avery County property record for 178 Windy Knob Trl, Seven Devils, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,096 sqft · built 2004
Lot Size0.452 acres (19,706 sqft)
Owner2 Trust Names on File
Last Sale$555,000 (Dec 2024)
Tax Bill$2,763 (2025)
Deeds & MortgagesSep 2026 Transfer
Dec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1868-18-32-8411-00000

Property Details

APN / Parcel Number

Primary APN1868-18-32-8411-00000
Alternative APNs
  • 82546
  • 65613

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,096 sqft Living Area
1st Floor Area1,221 sqft
Basement Area1,220 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2009
Architectural StyleMulti-Level
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area19,706 sqft (0.452 acres)
View / LotMountain

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area1,124 sqft
Patio Area1,124 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number82546
Street Address178 WINDY KNOB TRL
CitySEVEN DEVILS
StateNC
Zip28604-8502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNULL
Legal DescriptionSD 09 084 PLAT 10-63
Legal SubdivisionPLAT 10-63
Legal Lot Number84
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1062
Census Tract930100

Owner

178 Windy Knob Trl is held in a trust since September 2026.

Source: Avery County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address25 BLACKBURN PL, PALM COAST, FL 32137-7346
Owner TypeCompany
VestingTrust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 16, 2024Warranty Deed, Transfer · Conventional Mortgage
BANK OF TENNESSEE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2024 · Amount on File
Deed SaleDec 16, 2024 · Amount on File
Prior SaleDec 21, 2015 · Amount on File
Deed Document Number20245275
Deed Book / Page605 / 734
Last Transfer DateSep 30, 2026
Transfer Doc0000004089
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAVERY NC
Recording DateSep 30, 2026
Property Address178 WINDY KNOB TRL, SEVEN DEVILS, NC 28604-8502
Document Number0000004089
Book / Page624 / 983
Instrument DateSep 30, 2026
Instrument20264089
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address25 BLACKBURN PL, PALM COAST, FL 32137-7346

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateDec 16, 2024
Property Address178 WINDY KNOB TRL, SEVEN DEVILS, NC 28604-8502
Document Number0000005275
Book / Page605 / 734
Map ReferenceMB 1 PG 111
Instrument DateNov 26, 2024
Instrument2024005275
Transaction TypeTransfer
Record UpdatedDec 4, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8720 LAUREL GROVE LN, NORTH CHARLESTON, SC 29420-6817

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 BLACKBURN PL, PALM COAST, FL 32137-7346

Mortgage

Document Number0000605737
DateDec 16, 2024
Instrument605/737
Lender
NameBANK OF TENNESSEE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 178 Windy Knob Trl was $2,763.

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalitySeven Devils Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,763.00$317,600 Land $46,000 Building $271,600$317,600 Land $46,000 Building $271,600
2023$1,270.00 (-5.37%)$317,600 (-) Land $46,000 Building $271,600$317,600 (-) Land $46,000 Building $271,600
2022$1,342.00$317,600 Land $46,000 Building $271,600$317,600 Land $46,000 Building $271,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Windy Knob Trl in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Windy Knob Trl is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SEVEN DEVILS
serves 400 people · EPA ID NC0195118
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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