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41 Union St, Bristol, RI 02809 Property Records

Bristol Town property record for 41 Union St, Bristol, RI 02809

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,408 sqft · built 1811
Lot Size0.53 acres (23,082 sqft)
Owner2 Trust Names on Record
Last Sale$645,000 (Sep 2012)
Tax Bill$15,970 (2026)
Deeds & MortgagesSep 2020 Sale
Sep 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-2487-89

Property Details

APN / Parcel Number

Primary APN13-2487-89
Alternative APNs
  • BRIS M:15 L:31
  • 940

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,408 sqft Living Area
Gross Area7,590 sqft
Basement Area924 sqft
Unfinished Basement924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1811
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,082 sqft (0.53 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number13-2487-89
Street Address41 UNION ST
CityBRISTOL
StateRI
Zip02809-2109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal Lot Number31
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group2
Census Block2002
Census Tract30800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bristol Waterfront Historic District
listed 1975 · 449 contributing resources · NRIS 75000053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bristol Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address41 UNION ST, BRISTOL, RI 02809-2109
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Trustee's Deed, Transfer
NOT AVAILABLE
Sep 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 22, 2018Deed of Trust, Mortgage · Line of Credit
TD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2012 · Amount on Record
Deed SaleSep 5, 2012 · Amount on Record
Prior SaleJan 16, 1990 · Amount on Record
Deed Book / Page1667 / 80
Last Transfer DateSep 8, 2020
Transfer Doc2058-100
Record UpdatedOct 29, 2026

September 2020: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionBRISTOL RI
Recording DateSep 21, 2020
Property Address41 UNION ST, BRISTOL, RI 02809-2109
Document Number2058-90
Book / Page002058 / 000090
Instrument DateSep 8, 2020
Instrument7070
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 UNION ST BRISTOL RI 028092109, BRISTOL, RI 02809-2109

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRISTOL RI
Recording DateSep 21, 2020
Property Address41 UNION ST, BRISTOL, RI 02809-2109
Document Number2058-100
Book / Page002058 / 000100
Instrument DateSep 8, 2020
Instrument7072
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 UNION ST BRISTOL RI 028092109, BRISTOL, RI 02809-2109

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address41 UNION ST, BRISTOL, RI 02809-2109
Document Number1949-197
Instrument DateJun 22, 2018
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address41 UNION ST BRISTOL RI 028092109, BRISTOL, RI 02809-2109

Mortgage

Document Number1949-197
DateJul 30, 2018
Book Page001949/000197
Instrument2157
Lender
NameTD BK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 29, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$15,970.00 (+0.92%)
2025$15,825.00 (+3.44%)$1,145,100 (-) Land $276,300 Building $868,800
2023$15,299.00 (+2.77%)$1,145,100 (-) Land $276,300 Building $868,800
2022$14,886.00$1,145,100 Land $276,300 Building $868,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 units insured
incl. 28 condo units
Nearby Flood Claims49 (1979–2018)
Claims Outside the SFHA3 of 49
Most Recent ClaimMar 2018 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
i3 Broadband
Cable		2,000 / 40
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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