23 Union St, Bristol, RI 02809 Property Records

Bristol Town property record for 23 Union St, Bristol, RI 02809

Property Summary

Property TypeDuplex
Details6 bd · 2.5 ba · 4,499 sqft · built 1806
Lot Size0.315 acres (13,730 sqft)
OwnerIndividual Name on File
Tax Bill$15,499 (2026)
Deeds & MortgagesMar 2021 Refinance
Flood ZoneZone X (minimal risk)
APN2-1816-48

Property Details

APN / Parcel Number

Primary APN2-1816-48
Alternative APNs
  • BRIS M:15 L:34
  • 943

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Units2 Units
Stories3 Stories
Building Area4,499 sqft Living Area
Gross Area6,494 sqft
Basement Area1,316 sqft
Unfinished Basement1,316 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1806
Effective Year BuiltEffective 1806
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,730 sqft (0.315 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2-1816-48
Street Address23 UNION ST
CityBRISTOL
StateRI
Zip02809-2109
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-6
Legal Lot Number34
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group2
Census Block2002
Census Tract30800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bristol Waterfront Historic District
listed 1975 · 449 contributing resources · NRIS 75000053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

23 Union St, a duplex, is owned and occupied by an individual.

Source: Bristol Town records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address23 UNION ST, BRISTOL, RI 02809-2109
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address23 UNION ST, BRISTOL, RI 02809-2109
Transaction TypeMortgage
Record UpdatedApr 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2100-16
DateMar 24, 2021
Book Page2100/16
Instrument10178
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 23 Union St was $15,499, up 9.6% from the year before.

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$15,499.00 (+9.63%)
2025$14,138.00$1,023,000 Land $259,900 Building $763,100
2023$13,667.00 (+2.77%)$1,023,000 (-) Land $259,900 Building $763,100
2022$13,299.00$1,023,000 Land $259,900 Building $763,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 units insured
incl. 28 condo units
Nearby Flood Claims49 (1979–2018)
Claims Outside the SFHA3 of 49
Most Recent ClaimMar 2018 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
i3 Broadband
Cable
2,000 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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