48 Union St, Bristol, RI 02809 Property Records

Bristol Town property record for 48 Union St, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,299 sqft · built 1880
Lot Size	0.365 acres (15,891 sqft)
Owner	2 Individual Names on File
Last Sale	$1,047,000 (Jun 2017)
Tax Bill	$21,107 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-0028-62`

Property Details

APN / Parcel Number

Primary APN	`50-0028-62`
Alternative APNs	`BRIS M:15 L:42` `951`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,299 sqft Living Area
Gross Area	7,910 sqft
Basement Area	1,768 sqft
Unfinished Basement	1,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,891 sqft (0.365 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	50-0028-62
Street Address	48 UNION ST
City	BRISTOL
State	RI
Zip	02809-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Lot Number	42
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2001
Census Tract	30800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bristol Waterfront Historic District listed 1975 · 449 contributing resources · NRIS 75000053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 UNION ST, BRISTOL, RI 02809-2127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Prior Sale	Mar 17, 2000 · Amount on File
Deed Book / Page	1897 / 313
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Jun 29, 2017
Property Address	48 UNION ST, BRISTOL, RI 02809-2127
Document Number	1897-313
Book / Page	1897 / 313
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	18970316
Date	Jun 29, 2017
Instrument	01897/0316

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$21,107.00 (+15.59%)
2025	$18,260.00 (+3.44%)	$1,321,300 (-) Land $263,700 Building $1,057,600
2023	$17,653.00 (+2.77%)	$1,321,300 (-) Land $263,700 Building $1,057,600
2022	$17,177.00	$1,321,300 Land $263,700 Building $1,057,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 units insured incl. 28 condo units
Nearby Flood Claims	49 (1979–2018)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Mar 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20