Bristol Town property record for 38 Union St, Bristol, RI 02809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,780 sqft · built 1885 |
| Lot Size | 0.1 acres (4,352 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $112,000 (Oct 1997) |
| Tax Bill | $7,432 (2026) |
| Deeds & Mortgages | Aug 2026 Transfer Aug 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-0336-00 |
| Primary APN | 23-0336-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Living Area |
| Gross Area | 2,947 sqft |
| Basement Area | 488 sqft |
| Unfinished Basement | 488 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,352 sqft (0.1 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 23-0336-00 |
|---|---|
| Street Address | 38 UNION ST |
| City | BRISTOL |
| State | RI |
| Zip | 02809-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Lot Number | 45 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bristol Waterfront Historic District listed 1975 · 449 contributing resources · NRIS 75000053 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
38 Union St is owner-occupied and held in a trust since August 2026.
Source: Bristol Town records, as of September 9, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 38 UNION ST, BRISTOL, RI 02809-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Aug 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Dec 7, 2018 | Deed of Trust, Mortgage · Line of Credit NAVIGANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 1997 · Amount on File |
| Deed Sale | Oct 29, 1997 · Amount on File |
| Deed Document Number | 1997 |
| Deed Book / Page | 625 / 145 |
| Last Transfer Date | Aug 14, 2026 |
| Transfer Doc | 0000002097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRISTOL RI |
| Recording Date | Aug 17, 2026 |
| Property Address | 38 UNION ST, BRISTOL, RI 02809-2110 |
| Document Number | 0000002097 |
| Book / Page | 2334 / 1 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20262097 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 UNION ST, BRISTOL, RI 02809-2110 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 38 UNION ST, BRISTOL, RI 02809-2110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2049-332 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 2049/332 |
| Instrument | 6470 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 38 UNION ST, BRISTOL, RI 02809-2110 |
| Document Number | 1967-83 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Name | Verified Name |
|---|---|
| Address | 38 UNION ST BRISTOL RI 028092110, BRISTOL, RI 02809-2110 |
| Document Number | 1967-83 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 001967/000083 |
| Instrument | 3682 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 38 Union St was $7,432, up 6.3% from the year before.
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,432.00 (+6.26%) | |
| 2025 | $6,994.00 | $506,100 Land $199,500 Building $306,600 |
| 2023 | $6,761.00 (+2.77%) | $506,100 (-) Land $199,500 Building $306,600 |
| 2022 | $6,579.00 | $506,100 Land $199,500 Building $306,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 38 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 units insured incl. 28 condo units |
| Nearby Flood Claims | 49 (1979–2018) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Mar 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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