35 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 35 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 2002
Lot Size	0.315 acres (13,721 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Mar 2022)
Tax Bill	$1,833 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 1 386`

Property Details

APN / Parcel Number

Primary APN	`18A 1 386`
Alternative APN	`3631`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
Gross Area	3,057 sqft
1st Floor Area	1,408 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,721 sqft (0.315 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	144 sqft
Balcony Area	13 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3631
Street Address	35 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 220001056 ASHLAWN-1 LOT 386 13,708 SF
Legal Subdivision	PART TWO LAKE MONTICELLO
Legal Block	38
Legal Lot Number	386
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1000
Census Tract	20103

Owner

35 Jefferson Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 JEFFERSON DR, PALMYRA, VA 22963-2010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Deed Document Number	20221056
Prior Transfer Date	Aug 24, 2009
Prior Transfer Doc	000801/605
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 22, 2022
Property Address	35 JEFFERSON DR, PALMYRA, VA 22963-2010
Document Number	0220001056
Map Reference	DB 76 PG 206
Instrument Date	Mar 2, 2022
Instrument	220001056
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 JEFFERSON DR, PALMYRA, VA 22963-2010

Mortgage

Document Number	0220001057
Date	Mar 22, 2022
Instrument	220001057

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 35 Jefferson Dr was $1,833, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,800 (-) Land $30,000 Building $212,800	$242,800 (-) Land $30,000 Building $212,800
2025	$1,833.00 (+0.66%)	$242,800 Land $30,000 Building $212,800	$242,800 Land $30,000 Building $212,800
2024	$1,821.00
2023		$189,800 Land $30,000 Building $159,800	$189,800 Land $30,000 Building $159,800
2022	$1,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Jefferson Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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