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41 Hillcrest Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 41 Hillcrest Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,132 sqft · built 1940
Lot Size0.096 acres (4,200 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Aug 2020)
Tax Bill$4,624 (2026)
Deeds & MortgagesJul 2023 Line of Credit
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN421500 60.48-2-37

Property Details

APN / Parcel Number

Primary APN421500 60.48-2-37
Alternative APN
  • 150006004800020370000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,132 sqft Living Area
1st Floor Area1,132 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area4,200 sqft (0.096 acres)
Lot Dimensions70 ft deep x 60 ft wide
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address41 HILLCREST AVE
CitySCHENECTADY
StateNY
Zip12304-2238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description41 1 WOOD
Legal SubdivisionPLAN OF SCHENECTADY TERRACE
Legal Block2
Legal Lot Number37.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2013
Census Tract21801

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address41 HILLCREST AVE, SCHENECTADY, NY 12304-2238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Aug 6, 2020Warranty Deed, Transfer · Conventional with PMI
SEFCU
May 29, 2019Grant Deed, Transfer
JUDICIAL TITLE INSURANCE AGENCY INC, THE JUDICIAL TITLE INS AGCY
Mar 18, 2019Trustee's Deed, Foreclosure
FRONTIER ABSTRACT AND RESEARCH SERVICES I, FRONTIER ABS & RESEARCH SVCS I

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2020 · Amount on Record
Deed SaleAug 6, 2020 · Amount on Record
Prior SaleMay 29, 2019 · Amount on Record
Deed Document Number202022897
Deed Book / Page2039 / 243
Prior Transfer DateJan 30, 2019
Prior Transfer Doc0000011477
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address41 HILLCREST AVE, SCHENECTADY, NY 12304-2238
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 HILLCREST AVE, SCHENECTADY, NY 12304-2238

Mortgage

Document Number0000040964
DateJul 19, 2023
Book Page5318/294
Instrument202340964
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 18, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 6, 2020
Property Address41 HILLCREST AVE, SCHENECTADY, NY 12304-2238
Document Number0000022897
Book / Page002039 / 000243
Instrument DateJul 31, 2020
Instrument22897
Transaction TypeTransfer
Record UpdatedSep 8, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 YOUNGLOVE AVE COHOES NY 120472736, COHOES, NY 12047-2736

Mortgage

Document Number22898
DateAug 6, 2020
Book Page005010/000540
Instrument22898
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 5, 2050

Mortgage

Document Number22899,
DateAug 6, 2020
Book Page005010/000552
Instrument22899
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
AmountAmount Recorded

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateMay 29, 2019
Property Address41 HILLCREST AVE, SCHENECTADY, NY 12304-2238
Document Number0000023615
Book / Page002011 / 000986
Instrument DateMay 21, 2019
Instrument23615
Transaction TypeTransfer
Record UpdatedJun 14, 2019
Title CompanyJUDICIAL TITLE INSURANCE AGENCY INC, THE JUDICIAL TITLE INS AGCY

Transaction

AmountAmount Recorded
Tax$210.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 ELM ST SCHENECTADY NY 123041201, SCHENECTADY, NY 12304-1201

March 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateMar 18, 2019
Property Address41 HILLCREST AVE, SCHENECTADY, NY 12304-2238
Document Number0000011477
Book / Page002007 / 000479
Instrument DateJan 30, 2019
Instrument11477
Transaction TypeForeclosure
Record UpdatedApr 1, 2019
Title CompanyFRONTIER ABSTRACT AND RESEARCH SERVICES I, FRONTIER ABS & RESEARCH SVCS I

Transaction

AmountAmount Recorded
Tax$204.80
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,624.00 (+2.41%)
2025$4,515.00 (+5.29%)$87,000 (-) Land $9,600 Building $77,400$144,064 (+30.82%) Land $15,897 Building $128,167
2023$87,000 (-) Land $9,600 Building $77,400$110,127 (+3.8%) Land $12,152 Building $97,975
2022$87,000 Land $9,600 Building $77,400$106,098 Land $11,707 Building $94,391
2021$4,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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