35 Hillcrest Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 35 Hillcrest Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,851 sqft · built 1989
Lot Size0.234 acres (10,198 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Sep 2026)
Tax Bill$7,872 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.48-2-48.1

Property Details

APN / Parcel Number

Primary APN421500 60.48-2-48.1
Alternative APN
  • 150006004800020480010000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,851 sqft Living Area
1st Floor Area1,226 sqft
Basement Area625 sqft
Finished Basement625 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area10,198 sqft (0.234 acres)
Lot Dimensions140 ft deep x 120 ft wide
Garage TypeAttached
Garage Area475 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address35 HILLCREST AVE
CitySCHENECTADY
StateNY
Zip12304-2238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Description18,19,20,23 RAISED RANCH
Legal SubdivisionSTATE STREET PARK
Legal Block2
Legal Lot Number48.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2013
Census Tract21801

Owner

Source: Schenectady County and Schenectady City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address107 N LAKE AVE, ALBANY, NY 12206-2711
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2026 · Amount on Record
Deed SaleSep 29, 2026 · Amount on Record
Prior SaleFeb 5, 2013 · Amount on Record
Deed Document Number202621717
Deed Book / Page2180 / 617
Prior Transfer DateAug 27, 2008
Prior Transfer Doc0000014608
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 29, 2026
Property Address35 HILLCREST AVE, SCHENECTADY, NY 12304-2238
Document Number0000021717
Book / Page2180 / 617
Instrument DateSep 17, 2026
Instrument202621717
Transaction TypeTransfer
Record UpdatedOct 13, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$147,460.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 N LAKE AVE, ALBANY, NY 12206-2711

Mortgage

Document Number0000021718,
DateSep 29, 2026
Instrument202621718
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,872.00 (+1.72%)
2025$7,739.00 (+3.96%)$160,000 (-) Land $24,000 Building $136,000$264,945 (+30.82%) Land $39,742 Building $225,203
2023$160,000 (-) Land $24,000 Building $136,000$202,532 (+3.8%) Land $30,380 Building $172,152
2022$160,000 Land $24,000 Building $136,000$195,122 Land $29,268 Building $165,854
2021$7,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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