Schenectady County and Schenectady City property record for 45 Hillcrest Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,308 sqft · built 1969 |
| Lot Size | 0.106 acres (4,620 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Jul 2012) |
| Tax Bill | $4,720 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.48-2-47 |
| Primary APN | 421500 60.48-2-47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 4,620 sqft (0.106 acres) |
| Lot Dimensions | 77 ft deep x 60 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Patio Area | 772 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 HILLCREST AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 22 1 BRICK & STONE |
| Legal Block | 2 |
| Legal Lot Number | 47.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21801 |
45 Hillcrest Ave is owned and occupied by an individual who bought it in July 2012.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 HILLCREST AVE, SCHENECTADY, NY 12304-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2012 · Amount on File |
| Deed Sale | Jul 17, 2012 · Amount on File |
| Deed Document Number | 201230038 |
| Deed Book / Page | 1858 / 888 |
| Prior Transfer Date | Feb 1, 2010 |
| Prior Transfer Doc | 0000005185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 45 HILLCREST AVE, SCHENECTADY, NY 12304-2227 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000041563 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 5246/952 |
| Instrument | 202241563 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 45 Hillcrest Ave was $4,720 with a homeowner's exemption, up 3.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,720.00 (+3.6%) Homeowner's exemption | ||
| 2025 | $4,556.00 | $93,800 Land $14,100 Building $79,700 | $155,324 Land $23,348 Building $131,976 |
| 2023 | $93,800 (-) Land $14,100 Building $79,700 | $118,734 (+3.8%) Land $17,848 Building $100,886 | |
| 2022 | $93,800 Land $14,100 Building $79,700 | $114,390 Land $17,195 Building $97,195 | |
| 2021 | $4,149.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Hillcrest Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 45 Hillcrest Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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