Schenectady County and Schenectady City property record for 38 Hillcrest Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,054 sqft · built 1976 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $114,000 (Jan 2018) |
| Tax Bill | $6,426 (2026) |
| Deeds & Mortgages | Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.48-3-3.11 |
| Primary APN | 421500 60.48-3-3.11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,054 sqft Living Area |
| 1st Floor Area | 1,054 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 70 ft deep x 120 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 HILLCREST AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 125 SPLIT-LEVEL |
| Legal Subdivision | SCHENECTADY TERRACE |
| Legal Block | 3 |
| Legal Lot Number | 3.011 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 21801 |
38 Hillcrest Ave is owned and occupied by two individuals who bought it in January 2018.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 HILLCREST AVE, SCHENECTADY, NY 12304-2239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2018 · Amount on File |
| Deed Sale | Jan 17, 2018 · Amount on File |
| Prior Sale | Nov 29, 2005 · Amount on File |
| Deed Document Number | 20182595 |
| Deed Book / Page | 1979 / 870 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 17, 2018 |
| Property Address | 38 HILLCREST AVE, SCHENECTADY, NY 12304-2239 |
| Document Number | 0000002595 |
| Book / Page | 1979 / 870 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 201802595 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $456.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 HILLCREST AVE, 38, SCHENECTADY, NY 12304-2239 |
| Name | Verified Name |
|---|---|
| Address | 3 QUEENS DR APT C4, C4, SCHENECTADY, NY 12304-3406 |
| Document Number | 0000002605 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 201802605 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2026 property tax bill for 38 Hillcrest Ave was $6,426, up 1.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,426.00 (+1.94%) | ||
| 2025 | $6,304.00 | $126,096 Land $21,200 Building $104,896 | $208,803 Land $35,105 Building $173,698 |
| 2023 | $126,096 Land $21,200 Building $104,896 | $159,615 Land $26,835 Building $132,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Hillcrest Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Hillcrest Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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