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34 Cross St, Westerly, RI 02891 Property Records

Westerly Town property record for 34 Cross St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeDuplex
Details3 bd · 3.5 ba · 2,368 sqft · built 1930
Lot Size0.258 acres (11,227 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Mar 1995)
Tax Bill$3,462 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:77 B:46

Property Details

APN / Parcel Number

Primary APNWEST M:77 B:46
Alternative APNs
  • M:077 B:46 L
  • 16214050

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area2,368 sqft Living Area
Gross Area3,942 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeMansard
Roof MaterialAsphalt
Lot Area11,227 sqft (0.258 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number16214050
Street Address34 CROSS ST
CityWESTERLY
StateRI
Zip02891-2330
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block46
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3004
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:77 B:46

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address34 CROSS ST, WESTERLY, RI 02891-2330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 14, 1995 · Amount on Record
Deed SaleMar 14, 1995 · Amount on Record
Deed Book / Page550 / 155
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address34 CROSS ST, WESTERLY, RI 02891-2330
Document Number2017-4396
Instrument DateAug 02, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 CROSS ST WESTERLY RI 028912330, WESTERLY, RI 02891-2330

Mortgage

Document Number2017-4396
DateAug 09, 2017
Book Page002017/014396
Instrument3506
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 08, 2047

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,462.00 (+10.4%)$445,000 (+44.15%) Land $160,900 Building $284,100
2023$3,136.00 (+0.58%)$308,700 (-) Land $115,400 Building $193,300
2022$3,118.00$308,700 Land $115,400 Building $193,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1991)
Most Recent ClaimAug 1991, river or lake flooding, Hurricane Bob

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 361 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Cogeco Cable Holdings II, Verizon, Xfinity, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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