40W600 Stonecrest Dr, Elgin, IL 60124 Property Records

Kane County property record for 40W600 Stonecrest Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,406 sqft · built 2001
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Oct 2000)
Tax Bill	$13,046 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-14-326-008`

Property Details

APN / Parcel Number

Primary APN	`05-14-326-008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,406 sqft Living Area
Basement Area	1,497 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Georgian
Exterior Material	Brick
Construction Type	Frame
Lot Area	60,984 sqft
Garage Area	725 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	40W600 STONECREST DR
City	ELGIN
State	IL
Zip	60124-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	STONECREST
Legal Block	2
Legal Lot Number	29
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2056
Census Tract	850711

Owner

Source: Kane County records · APN 05-14-326-008

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40W600 STONECREST DR, ELGIN, IL 60124-8114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2018	Deed of Trust, Mortgage · ARM FIRST CENTENNIAL MORTGAGE CO
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Feb 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2000 · Amount on Record
Deed Sale	Oct 18, 2000 · Amount on Record
Deed Document Number	200083298
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	40W600 STONECREST DR, ELGIN, IL 60124-8114
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010192
Date	Mar 06, 2018
Instrument	2018K010192

Lender

Name	FIRST CENTENNIAL MORTGAGE CO
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Mar 01, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	40W600 STONECREST DR, ELGIN, IL 60124-8114
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069184
Date	Nov 12, 2020
Instrument	2020K069184

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 01, 2040

Interest

Rate Type	Fixed Rate
Rate	2.75%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	40W600 STONECREST DR, ELGIN, IL 60124-8114
Document Number	0000009014
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 04, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40W600 STONECREST DR ELGIN IL 601248114, ELGIN, IL 60124-8114

Mortgage

Document Number	0000009014
Date	Feb 20, 2020
Instrument	9014

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 19, 2040

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	40W600 STONECREST DR, ELGIN, IL 60124-8114
Document Number	0000026811
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 08, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40W600 STONECREST DR ELGIN IL 601248114, ELGIN, IL 60124-8114

Mortgage

Document Number	0000026811
Date	Jun 25, 2019
Instrument	26811

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2039

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,046.00 (+1.56%) Homeowner's exemption Senior Citizen's exemption	$212,220 (+7.79%) Land $33,762 Building $178,458	$636,915 (+7.79%) Land $101,327 Building $535,588
2024		$196,883 (+21.17%) Land $31,322 Building $165,561	$590,885 (+21.22%) Land $94,004 Building $496,882
2022	$12,846.00 (+0.92%) Homeowner's exemption	$162,487 (+3.51%) Land $24,917 Building $137,570	$487,461 (+3.51%) Land $74,751 Building $412,710
2021	$12,729.00 Homeowner's exemption	$156,977 Land $24,072 Building $132,905	$470,931 Land $72,216 Building $398,715

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 43 locations within half a mile of this property.

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