Kane County property record for 40W685 Stonecrest Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,614 sqft · built 2005 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $474,500 (Oct 2015) |
| Tax Bill | $16,275 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-14-327-003 |
| Primary APN | 05-14-327-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,614 sqft Living Area |
| Basement Area | 1,935 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 81,893 sqft |
| Garage Area | 396 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 40W685 STONECREST DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONECREST SUB LOT # 37 |
| Legal Subdivision | STONECREST SUB |
| Legal Block | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2096 |
| Census Tract | 850711 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 40W685 STONECREST DR, ELGIN, IL 60124-8159 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Oct 5, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Sep 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2015 · Amount on Record |
| Deed Sale | Oct 30, 2015 · Amount on Record |
| Prior Sale | May 10, 2005 · Amount on Record |
| Deed Document Number | 201559210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 19, 2026 |
| Property Address | 40W685 STONECREST DR, ELGIN, IL 60124-8159 |
| Document Number | 0000020603 |
| Instrument Date | May 13, 2026 |
| Instrument | 202620603 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Document Number | 0000020603, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 202620603 |
| Name | FIRST AMERICAN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W685 STONECREST DR, ELGIN, IL 60124-8159 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000052279 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 2017K052279 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | Monthly |
| Min Rate At Change | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W685 STONECREST DR, ELGIN, IL 60124-8159 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000042566 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 2019K042566 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W685 STONECREST DR, ELGIN, IL 60124-8159 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032776 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2020K032776 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,275.00 (-5.92%) Homeowner's exemption Senior Citizen's exemption | $247,194 (+7.79%) Land $40,515 Building $206,679 | $741,879 (+7.79%) Land $121,594 Building $620,285 |
| 2024 | $17,299.00 (+21.73%) | $229,329 (+34.81%) Land $37,587 Building $191,742 | $688,262 (+34.87%) Land $112,806 Building $575,456 |
| 2022 | $14,211.00 (+2.5%) Homeowner's exemption | $170,107 (+4.91%) Land $29,900 Building $140,207 | $510,321 (+4.91%) Land $89,700 Building $420,621 |
| 2021 | $13,865.00 Homeowner's exemption | $162,141 Land $28,886 Building $133,255 | $486,423 Land $86,658 Building $399,765 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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