Kane County property record for 40W570 Stonecrest Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,208 sqft · built 2001 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Sep 2019) |
| Tax Bill | $15,412 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-14-326-009 |
| Primary APN | 05-14-326-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,208 sqft Living Area |
| Basement Area | 1,825 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 60,113 sqft |
| Garage Type | Attached |
| Garage Area | 801 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 40W570 STONECREST DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 IN STONECREST |
| Legal Subdivision | STONECREST |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 850711 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40W570 STONECREST DR, ELGIN, IL 60124-8153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Mar 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 12, 2019 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2019 · Amount on Record |
| Deed Sale | Sep 12, 2019 · Amount on Record |
| Prior Sale | Dec 12, 2001 · Amount on Record |
| Deed Document Number | 201942438 |
| Prior Transfer Date | Sep 14, 2010 |
| Prior Transfer Doc | 0000061514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W570 STONECREST DR, ELGIN, IL 60124-8153 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000027134 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021K027134 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W570 STONECREST DR, ELGIN, IL 60124-8153 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014123 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 2020K014123 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2040 |
| Rate | 3.87% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 12, 2019 |
| Property Address | 40W570 STONECREST DR, ELGIN, IL 60124-8153 |
| Document Number | 0000042438 |
| Map Reference | DOC 2000K072271 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 2019K042438 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40W570 STONECREST DR, 40W570, ELGIN, IL 60124-8153 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40W570 STONECREST DR, ELGIN, IL 60124-8153 |
| Document Number | 0000042439 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 2019K042439 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2049 |
| Rate | 4.87% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,412.00 (+6.58%) Homeowner's exemption | $226,932 (+7.79%) Land $33,762 Building $193,170 | $681,068 (+7.79%) Land $101,327 Building $579,742 |
| 2024 | $210,532 (+25.4%) Land $31,322 Building $179,210 | $631,849 (+25.45%) Land $94,004 Building $537,845 | |
| 2022 | $14,460.00 (+0.91%) Homeowner's exemption | $167,891 (+3.51%) Land $24,917 Building $142,974 | $503,673 (+3.51%) Land $74,751 Building $428,922 |
| 2021 | $14,329.00 Homeowner's exemption | $162,198 Land $24,072 Building $138,126 | $486,594 Land $72,216 Building $414,378 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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