Kane County property record for 40W553 Stonecrest Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,343 sqft · built 2004 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Company Name on Record |
| Last Sale | $620,000 (Jun 2004) |
| Tax Bill | $16,344 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-14-376-003 |
| Primary APN | 05-14-376-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,343 sqft Living Area |
| Basement Area | 2,810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Construction Type | Frame |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Type | Attached |
| Garage Area | 999 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 40W553 STONECREST DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 IN STONECREST |
| Legal Subdivision | STONECREST |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2096 |
| Census Tract | 850711 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 40W553 STONECREST DR, ELGIN, IL 60124-8153 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Jun 9, 2020 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2004 · Amount on Record |
| Deed Sale | Jun 17, 2004 · Amount on Record |
| Deed Document Number | 200480356 |
| Last Transfer Date | Nov 4, 2004 |
| Transfer Doc | 0000145643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W553 STONECREST DR, ELGIN, IL 60124-8153 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008723 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021K008723 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W553 STONECREST DR, ELGIN, IL 60124-8153 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029711 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 2020K029711 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,344.00 (-1.08%) Homeowner's exemption | $253,808 (+7.79%) Land $40,515 Building $213,293 | $761,729 (+7.79%) Land $121,594 Building $640,135 |
| 2024 | $235,465 (+17.24%) Land $37,587 Building $197,878 | $706,678 (+17.29%) Land $112,806 Building $593,872 | |
| 2022 | $16,522.00 (+0.77%) Homeowner's exemption | $200,842 (+3.51%) Land $29,900 Building $170,942 | $602,526 (+3.51%) Land $89,700 Building $512,826 |
| 2021 | $16,396.00 Homeowner's exemption | $194,031 Land $28,886 Building $165,145 | $582,093 Land $86,658 Building $495,435 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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