40W470 Stonecrest Dr, Elgin, IL 60124 Property Records

Kane County property record for 40W470 Stonecrest Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,892 sqft · built 2001
Lot Size1.45 acres (63,162 sqft)
Owner2 Individual Names on Record
Last Sale$456,000 (Jun 2003)
Tax Bill$14,352 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-14-451-003

Property Details

APN / Parcel Number

Primary APN05-14-451-003

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,892 sqft Living Area
Basement Area1,998 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeFrame
Lot Area63,162 sqft
Garage Area1,008 sqft
Parking Spaces8 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address40W470 STONECREST DR
CityELGIN
StateIL
Zip60124-8154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 IN STONECREST
Legal SubdivisionSTONECREST
Legal Block2
Legal Lot Number16
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group2
Census Block2056
Census Tract850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40W470 STONECREST DR, ELGIN, IL 60124-8154
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2003 · Amount on Record
Deed SaleJun 20, 2003 · Amount on Record
Prior SaleApr 11, 2001 · Amount on Record
Deed Document Number2003102230
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address40W470 STONECREST DR, ELGIN, IL 60124-8154
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059009
DateAug 3, 2021
Instrument2021K059009
Lender
NameTHE ANDERSON FINANCIAL GROUP INC
TypeMortgage Company
AddressCHICAGO, IL 60614
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 1, 2031

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,352.00 (+7.04%) Homeowner's exemption$223,857 (+7.79%) Land $33,762 Building $190,095$671,840 (+7.79%) Land $101,327 Building $570,513
2024$207,679 (+26.54%) Land $31,322 Building $176,357$623,286 (+26.6%) Land $94,004 Building $529,283
2022$13,408.00 (+0.8%) Homeowner's exemption$164,115 (+3.51%) Land $24,917 Building $139,198$492,345 (+3.51%) Land $74,751 Building $417,594
2021$13,302.00 Homeowner's exemption$158,550 Land $24,072 Building $134,478$475,650 Land $72,216 Building $403,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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