Catawba County property record for 4099 Kiser Cove Ln, Terrell, NC 28682
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,262 sqft · built 2004 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $877,000 (Jul 2020) |
| Tax Bill | $4,599 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 4617-04-52-6532 |
| Primary APN | 4617-04-52-6532 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,262 sqft Living Area |
| 1st Floor Area | 5,912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 23,087 sqft (0.53 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 764 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 432 sqft |
| Patio Area | 413 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4099 KISER COVE LN |
|---|---|
| City | TERRELL |
| State | NC |
| Zip | 28682-8746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LOT 7 PL 42-105 |
| Legal Subdivision | KISER COMMONS |
| Legal Lot Number | 7 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | MOUNTAIN CREEK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11505 |
4099 Kiser Cove Ln is owned and occupied by two individuals who bought it in July 2020.
Source: Catawba County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4099 KISER COVE LN, TERRELL, NC 28682-8746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2020 | Administrator's Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| Jul 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2020 · Amount on File |
| Deed Sale | Jul 13, 2020 · Amount on File |
| Prior Sale | May 23, 2000 · Amount on File |
| Deed Document Number | 202013275 |
| Deed Book / Page | 3584 / 459 |
| Prior Transfer Date | Jul 3, 2018 |
| Prior Transfer Doc | 0034630988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jul 13, 2020 |
| Property Address | 4099 KISER COVE LN, TERRELL, NC 28682-8746 |
| Document Number | 0035840459 |
| Book / Page | 3584 / 459 |
| Map Reference | MB 42 PG 105 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 13275 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,754.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4858 KISER ISLAND RD, 4858, TERRELL, NC 28682-9772 |
| Name | Verified Name |
|---|---|
| Address | 4099 KISER COVE LN, TERRELL, NC 28682-8746 |
| Document Number | 13276 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 13276 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Jul 23, 2018 |
| Property Address | 4099 KISER COVE LN, TERRELL, NC 28682-8746 |
| Document Number | 0034630988 |
| Book / Page | 003463 / 000988 |
| Instrument Date | Jul 3, 2018 |
| Instrument | 12154 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 106 SIENA WAY #1508 NAPLES FL 341194743, 1508, NAPLES, FL 34119-4743 |
The 2025 property tax bill for 4099 Kiser Cove Ln was $4,599, down 19.1% from the year before.
Source: Catawba County assessment roll, as of August 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,154,200 (-) Land $193,500 Building $960,700 | ||
| 2025 | $4,599.00 (-19.09%) | $1,154,200 Land $193,500 Building $960,700 | |
| 2024 | $5,684.00 (+2.07%) | ||
| 2023 | $5,569.00 | $734,600 Land $193,500 Building $541,100 | $1,154,200 Land $193,500 Building $960,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4099 Kiser Cove Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4099 Kiser Cove Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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